Effective July 1, 2023
Full-Time Active State of Maine Employees
Deduction amounts below are biweekly for full-time employees. Part-time employee rates are pro-rated; contact Employee Health & Wellness for part-time premium rates.
(*Retiree Rates are located below the active employee rates. Rates for FY23 are located at the bottom of this page)
Instructions: Locate the table below that contains your base annual salary. Find the level of coverage for you and any covered dependents within that table. Follow that row to the right to see the biweekly amounts for both the employee and the employer with and without the health credit. Instructions (MS-Word)
|
Level 1: Base Annual Salary is Equal to or Less Than $30,000
|
|---|
| |
With the Health Credit
|
Without the Health Credit
|
|---|
| Level of Coverage |
Employee Deduction |
State Contribution |
Employee Deduction |
State Contribution |
|---|
| Employee Only |
$0.00 |
$515.85 |
$25.79 |
$490.06 |
|---|
| Employee & Spouse/Domestic Partner |
$215.79 |
$863.15 |
$242.76 |
$836.18 |
|---|
| Employee, Spouse/Domestic Partner & Child(ren) |
$297.73 |
$986.06 |
$324.70 |
$959.09 |
|---|
| Employee & Child(ren) |
$123.66 |
$724.97 |
$150.63 |
$698.00 |
|---|
| Family Contract (both employee, spouse/domestic partner work for the State and share children) |
$0.00 |
$641.90 |
$26.97 |
$614.93 |
|---|
|
Level 2: Base Annual Salary is Between $30,000 - $80,000
|
|---|
| |
With the Health Credit
|
Without the Health Credit
|
|---|
| Level of Coverage |
Employee Deduction |
State Contribution |
Employee Deduction |
State Contribution |
|---|
| Employee Only |
$25.79 |
$490.06 |
$51.58 |
$464.27 |
|---|
| Employee & Spouse/Domestic Partner |
$242.76 |
$836.18 |
$269.74 |
$809.20 |
|---|
| Employee, Spouse/Domestic Partner & Child(ren) |
$324.70 |
$959.09 |
$351.68 |
$932.11 |
|---|
| Employee & Child(ren) |
$150.63 |
$698.00 |
$177.61 |
$671.02 |
|---|
| Family Contract (both employee, spouse/domestic partner work for the State and share children) |
$26.97 |
$614.93 |
$53.95 |
$587.95 |
|---|
|
Level 3: Base Annual Salary is equal to or more than $80,000
|
|---|
| |
With the Health Credit
|
Without the Health Credit
|
|---|
| Level of Coverage |
Employee Deduction |
State Contribution |
Employee Deduction |
State Contribution |
|---|
| Employee Only |
$51.58 |
$464.27 |
$77.38 |
$438.47 |
|---|
| Employee & Spouse/Domestic Partner |
$269.74 |
$809.20 |
$296.71 |
$782.23 |
|---|
| Employee, Spouse/Domestic Partner & Child(ren) |
$351.68 |
$932.11 |
$378.65 |
$905.14 |
|---|
| Employee & Child(ren) |
$177.61 |
$671.02 |
$204.58 |
$644.05 |
|---|
| Family Contract (both employee, spouse/domestic partner work for the State and share children) |
$53.95 |
$587.95 |
$80.92 |
$560.98 |
|---|
Retirees Not on Medicare
Premium rates below do not reflect retirees who receive a pro-rated premium contribution.
| Level of Coverage |
Monthly Pension Deduction |
Monthly State Contribution |
|---|
| Retiree Only |
$0.00 |
$1,031.70 |
|---|
| Retiree & Spouse/Domestic Partner |
$1,078.94 |
$1,078.94 |
|---|
| Retiree & Spouse/DP < 65 & Child(ren) |
$1,488.64 |
$1,078.94 |
|---|
| Retiree & Child(ren) |
$618.32 |
$1,078.94 |
|---|
| Surviving Spouse |
$1,031.70 |
$0.00 |
|---|
| Retiree on Medicare & Spouse under age 65 |
$1,031.70 |
$248.81
|
|---|
COBRA Participants
| Level of Coverage |
Non-COBRA State Premium |
COBRA Monthly Premium |
|---|
| Employee Only |
$1,031.70 |
$1,052.33 |
|---|
| Employee & Spouse/Domestic Partner |
$2,157.88 |
$2,201.04 |
|---|
| Employee & Spouse/Domestic Partner & Child(ren) |
$2,567.58 |
$2,618.93 |
|---|
| Employee & Child(ren) |
$1,697.26 |
$1,731.21 |
|---|
Premium Amounts Listed Below are for the Period July 1, 2022 through June 30, 2023
|
Level 1: Base Annual Salary is Equal to or Less Than $30,000
|
|---|
| |
With the Health Credit
|
Without the Health Credit
|
|---|
| Level of Coverage |
Employee Deduction |
State Contribution |
Employee Deduction |
State Contribution |
|---|
| Employee Only |
$0.00 |
$497.59 |
$24.88 |
$472.71 |
|---|
| Employee & Spouse/Domestic Partner |
$208.15 |
$832.59 |
$234.17 |
$806.57 |
|---|
| Employee, Spouse/Domestic Partner & Child(ren) |
$287.19 |
$951.15 |
$313.21 |
$925.13 |
|---|
| Employee & Child(ren) |
$119.28 |
$699.30 |
$145.30 |
$673.28 |
|---|
| Family Contract (both employee, spouse/domestic partner work for the State and share children) |
$0.00 |
$619.17 |
$26.02 |
$593.15 |
|---|
|
Level 2: Base Annual Salary is Between $30,000 - $80,000
|
|---|
| |
With the Health Credit
|
Without the Health Credit
|
|---|
| Level of Coverage |
Employee Deduction |
State Contribution |
Employee Deduction |
State Contribution |
|---|
| Employee Only |
$24.88 |
$472.71 |
$49.76 |
$447.83 |
|---|
| Employee & Spouse/Domestic Partner |
$234.17 |
$806.57 |
$260.19 |
$780.55 |
|---|
| Employee, Spouse/Domestic Partner & Child(ren) |
$313.21 |
$925.13 |
$339.23 |
$899.11 |
|---|
| Employee & Child(ren) |
$145.30 |
$673.28 |
$171.32 |
$647.26 |
|---|
| Family Contract (both employee, spouse/domestic partner work for the State and share children) |
$26.02 |
$593.15 |
$52.04 |
$567.13 |
|---|
|
Level 3: Base Annual Salary is equal to or more than $80,000
|
|---|
| |
With the Health Credit
|
Without the Health Credit
|
|---|
| Level of Coverage |
Employee Deduction |
State Contribution |
Employee Deduction |
State Contribution |
|---|
| Employee Only |
$49.76 |
$447.83 |
$74.64 |
$422.95 |
|---|
| Employee & Spouse/Domestic Partner |
$260.19 |
$780.55 |
$286.21 |
$754.53 |
|---|
| Employee, Spouse/Domestic Partner & Child(ren) |
$339.23 |
$899.11 |
$365.25 |
$873.09 |
|---|
| Employee & Child(ren) |
$171.32 |
$647.26 |
$197.34 |
$621.24 |
|---|
| Family Contract (both employee, spouse/domestic partner work for the State and share children) |
$52.04 |
$567.13 |
$78.06 |
$541.11 |
|---|
Retirees Not on Medicare
Premium rates below do not reflect retirees who receive a pro-rated premium contribution.
| Level of Coverage |
Monthly Pension Deduction |
Monthly State Contribution |
|---|
| Retiree Only |
$0.00 |
$995.18 |
|---|
| Retiree & Spouse/Domestic Partner |
$1,040.74 |
$1,040.74 |
|---|
| Retiree & Spouse/DP < 65 & Child(ren) |
$1,435.94 |
$1,040.74 |
|---|
| Retiree & Child(ren) |
$596.42 |
$1,040.74 |
|---|
| Surviving Spouse |
$995.18 |
$0.00 |
|---|
| Retiree on Medicare & Spouse under age 65 |
$995.18 |
$248.81
|
|---|
COBRA Participants
| Level of Coverage |
Non-COBRA State Premium |
COBRA Monthly Premium |
|---|
| Employee Only |
$995.18 |
$1,015.08 |
|---|
| Employee & Spouse/Domestic Partner |
$2,081.48 |
$2,123.11 |
|---|
| Employee & Spouse/Domestic Partner & Child(ren) |
$2,476.68 |
$2,526.21 |
|---|
| Employee & Child(ren) |
$1,637.16 |
$1,669.90 |
|---|