MaineCare offers additional benefits to help Mainers cover the cost of pharmacy and dental services, as well as programs that help with the cost of drugs, private health insurance premiums, and more.
How to Apply
Applications for these benefits are processed by DHHS’s Office for Family Independence, learn about your options for applying online, by mail, and in person.
Private Health Insurance Premium (PHIP)
The PHIP program can help you pay your share of the cost for your work-based health insurance. You must fill out a PHIP application. If you have private insurance available through work, please call Member Services at (800) 977-6740 to learn more about this program.
- PHIP Brochure (PDF)
- To apply for PHIP call 1-800-977-6740. TTY users dial 711.
Limited Benefit Packages
Special Benefit Waiver (HIV Waiver)
The Special Benefit Waiver is a limited MaineCare benefit for individuals living with HIV or AIDS who do not qualify for full MaineCare benefits because you are over the income limit or do not have a coverage group. If eligible, members may be charged copayments, and a monthly premium based on income. See the HIV Waiver Pamphlet (PDF) for more information about who qualifies and what this program covers.
Pregnant Women Who Are Presumptively Eligible
Pregnant woman can have prenatal care for up to 60 days, beginning the date her health care provider finds her eligible. To get care for the rest of the pregnancy, the woman must apply for MaineCare and be found eligible by the DHHS eligibility office before the 60 days pass.
Limited Family Planning Benefit
This benefit covers services for members wishing to prevent or delay pregnancy or regulate the number of children and timing of pregnancies. To qualify, you must not be pregnant. To see more detail about who qualifies, including income guidelines, see the MaineCare Member Handbook (PDF).
Emergency Services (also called Emergency MaineCare)
This limited benefit package is for people who:
- Are not citizens and have no documents from Homeland Security
- Are non-citizens
The only covered service is emergency medical services to stabilize the emergency condition. Any further treatment after the emergency is stabilized, is not covered. Labor and delivery is also covered.
Only inpatient services are covered by MaineCare for inmates involuntarily confined in a public institution, state or federal prison, jail, detention facility, or penal facility.
This package covers only inpatient services in:
- Intermediate Care Facilities for individuals with intellectual disabilities
- Nursing facilities
- Juvenile psychiatric facilities
Pharmacy Help Desk: 1-866-796-2463. TTY users dial 711.
Call MaineCare Member Services at 1-800-977-6740. TTY users dial 711. You can also email.