Health Care Assistance

What is MaineCare?

MaineCare provides free and low-cost health insurance to Mainers who meet certain requirements, based on household composition and income.

There are also additional options for people with disabilities and certain health conditions, young adults who have been in foster care, and those who need long-term care.

What does it cover?

MaineCare covers:

  • doctor visits,
  • emergencies,
  • substance use disorder treatment,
  • prescription drugs, and more.

Who is eligible?

You may be eligible for MaineCare if your monthly income (before you pay taxes) is up to:

Your household size Children Young Adults (19-20) Adults (21-64) Pregnant Women*
1 $2,265 $1,712 $1,468 N/A
2 $3,061 $2,314 $1,983 $3,075
3 $3,856 $2,915 $2,498 $3,874
4 $4,651 $3,516 $3,013 $4,673
Each additional family member Add $796 Add $602 Add $516 $796

*Add 1 to household size for each baby expected.

You may still qualify even if you are over the income limits. Please refer to the eligibility guidelines (PDF) for detailed information about income limits for different MaineCare coverage categories.

Even if you do not qualify for MaineCare, you may be able eligible to receive financial help paying for health insurance when you purchase coverage through the individual marketplace. Learn more at CoverME.gov.

How do I apply?

Option 1: Apply online through My Maine Connection.

Option 2: Download the MaineCare Application and mail it to:

Office for Family Independence
114 Corn Shop Lane
Farmington, ME 04938

Option 3: E-mail an application to Farmington.DHHS@Maine.gov

Option 4: Fax an application to (207) 778-8429.

Option 5: Visit one of our district offices and apply in person.

Next Steps

After you submit your application, you will be contacted if any additional documents or information is needed. You will then receive a written notice indicating whether you have been enrolled in the MaineCare program.

Note: The Office for Family Independence is responsible for processing MaineCare applications and determining eligibility. Once enrolled, the Office of MaineCare Services administers the program and handles all billing and claims.

MaineCare Information for Members

If you have question about MaineCare benefits, need help finding a provider, or have other questions, please visit the Office of MaineCare Services for assistance. 

Paying Premiums Online

OFI has a new Online Payment Portal for individuals to make online payments for their MaineCare Premiums.  The Portal went live on Monday, August 31st, 2020.  The payment portal provides an efficient and secure way for premium payments to be made online, instead of having to send payment by mail each month.  This portal serves as another option to make these payments and is not mandatory; payments will still be accepted by mail.  Please note that there is a $2 fee that will be assessed for each payment made on this Online Payment Portal.  To make an online payment click here, www.maine.gov/dhhs/paymentportal.