The Consumer library serves as a resource for consumers that are looking for more information related to banking. Many of the following links will take you out of the State of Maine website. We cannot guarantee the accuracy, reliability or timeliness of any information published on these sites. Links purely for informational purposes. The Bureau of Financial Institutions does not vouch for the contents.
On this page :
Bankruptcy and Debt Counseling
- Bankruptcy Basics - US Courts
- Bankruptcy – Is it for you? - Consumer Affairs
- Choosing a credit counselor (PDF)- FTC
- Credit Counseling - NFCC
- Downeaster Guide to Debt Collection and Repossession (PDF) - State of Maine
- How To Get Out of Debt - FTC
- Consumer Credit 101 (PDF) - State of Maine
- Cosigning a Loan - FTC
- Equal Credit Opportunity Rights - FTC
- Servicemembers Civil Relief Act (PDF) - VA
- Vehicle Repossession - FTC
- Choosing a Credit Card - CFPB
- Consumer Credit Card Agreement Database - CFPB
- Filing a Complaint Billed for Merchandise you Never Received - FTC
- Lost & Stolen Debit and Credit Cards - FTC
- Credit Card Act 2010 - CFPB
- Credit Card Act 2011 - CFPB
- Credit Report Freeze and Fraud Alert - State of Maine
- Credit Report Request Form (PDF)
- Credit Reports and Identity Theft - State of Maine
- Disputing Errors on Credit Reports - FTC
- Downeasters Consumer Guide to Credit Reports and Credit Scores (PDF) - State of Maine
- Obtaining a Credit Report - State of Maine
- Online Credit Report (Free Annually) Annual Credit Report
- Security Freeze - Experian
- Security Freeze - Equifax
- Security Freeze - Trans Union
- Your Equal Credit Opportunity Rights - FTC
- Bureau of Engraving & Printing - BEP/Treasury
- US Currency Education Program
Electronic and Internet Banking
- ATM Deposits - CFPB
- Debit Card Holds (PDF) - State of Maine
- Tips for mobile deposit safety - FDIC
- What is that chip doing on my credit card - CFPB
- When a Company Blocks Your Credit/Debit Card - FTC
- Writing a Check: Understanding Your Rights - OCC
- Beware of Foreclosure Rescue Scam (PDF) - FDIC
- Don't fall for a foreclosure relief scam - CFPB
- Finding a housing counselor - CFPB
- Home Ownership Preservation - HOPE
- OCC Consumer Tips for Avoiding Mortgage Modification Scams and Foreclosure Rescue Scams
- Advance Fee Loan Scam - FTC
- Automatic Debit Payment Protections - CFPB
- Scam Alerts - FTC
- Work At Home Scam - FTC
- See also Identity Theft
- See Scams, Fraud, & Prevention
- Home Equity Loans and Lines of Credit - FTC
- What you should know - Federal Reserve
- Credit Reports and Identity Theft (PDF) - State of Maine
- Identity Theft - FTC
- Cybersecurity Resources - FDIC
- Internet Crime Complaint Center - FBI
- Internet Pirates Are Trying to Steal Your Personal Financial Information - OCC
- Banking in Maine - State of Maine
- Building Wealth - Dallas Federal Reserve
- Shopping for a Certificate of Deposit - FDIC
- Deposit Insurance - Banks - FDIC
- Deposit Insurance - Credit Unions - NCUA
- Electronic Deposit Insurance Estimator (EDIE) - Banks - FDIC
- Share Insurance Estimator - Credit Union - NCUA
- Next Gen (College Savings Plans)
- New Overdraft Protection Rules Give You a Choice (PDF)- OCC
- Retirement Estimator - Social Security
- Save and Protect Your Money (PDF)- State of Maine
- Savings Bonds - US Treasury
- Securities and Exchange Commission– Roadmap to Savings & Investing - SEC
- Adjustable Rate Mortgages(ARM) (PDF)- Federal Reserve
- Foreclosure Resources for Consumers - Federal Reserve
- Home Ownership Preservation - HOPE
- Obtaining a Lien Release from a Failed Institution - FDIC
- Reverse Mortgages - FTC
- Reverse Mortgages (PDF) - AARP
- Home Equity Conversion Mortgages for Seniors (Reverse Mortgages) - HUD
- FAQ about Your Financial Privacy Rights - State of Maine
- Financial Privacy Basics - FDIC
- National DO NOT CALL Registry
- Opt Out of Firm Offers
- Privacy - Your Right to Opt Out - FDIC
- Consumer Financial Protection Bureau - CFPB
- Federal Deposit Insurance Corp. - FDIC
- Federal Reserve Board - Federal Reserve
- Federal Trade Commission - FTC
- Maine Bureau Of Financial Institutions Complaints
- Maine Bureau of Consumer Credit Protection Complaint
- Maine Office of Securities Complaints
- National Credit Union Association - NCUA
- Office of the Comptroller of Currency - OCC
- Recognizing Scams - FTC
- Do Yourself a Favor: Be Crime Smart - FBI
- Fraud & Scams - CFPB
- Avoiding Scams and Scammers - FDIC
- Fraud Prevention Center - NCUA
- State Of Maine - Office of Maine State Treasurer