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Supervised Lenders
Including Mortgage Lenders and Servicers, Non-Mortgage Supervised Lenders, Payday Lenders, and Insurance Premium Finance Companies- 9-A M.R.S. § 2-302
- 9-A M.R.S. § 9-201
- Bureau Rule Chapter 500
- Bureau Rule Chapter 550 (Tangible Net Benefit Rule)
- Bureau Rule Chapter 700
- Bureau Rule Chapter 711
Who Needs a License
Anyone who makes, takes assignment of, or services consumer loans in which the rate of the finance charge calculated according to the actuarial method exceeds 12 1/4% per year, or which is secured by an interest in real estate.
How to Apply
All applications for supervised lender licenses must be filed with the Bureau through the Nationwide Multistate Licensing System (NMLS). For a full list of registraton requirements, please visit the NMLS Checklist Compiler (Trusted Partner Link).
Click the button below (trusted partner link) to visit the NMLS Resource Center.
Fees
| Name | Fee | Unit |
|---|---|---|
| Application Fee | $300 | per license |
| Branch Application Fee | $150 | per branch license |
| Renewal Fee | $100 | per main office or branch registration |
| Amendment Fee | $25 | per change to licensee legal name, address, or tradename |
NOTE: All fees collected through the NMLS are nonrefundable.
Forms and Guidance
- Frequently Asked Questions
- Tangible Net-Benefit Disclosure Form (DOCX)
- Interpretive Letter Re: "Conventional Mortgage Rate" Definition In 9-A M.R.S. § 8-506(1)(D) (PDF) Updated March 18, 2025
- Privacy Act Information (DOCX)
If you have questions or need more information, please contact the Bureau at (207) 624-8527 (TTY Maine Relay 711), or CCP.PFR@maine.gov