Supervised Lenders

Including Mortgage Lenders and Servicers, Non-Mortgage Supervised Lenders, Payday Lenders, and Insurance Premium Finance Companies
🛈 Starting September 1, 2025, the Bureau will begin receiving new and converted Electronic Surety Bonds (ESB) through NMLS for supervised lender licensees. All businesses with existing Maine supervised lender licenses will be required to convert to an ESB by December 31, 2025. For more information, please see the Bureau's ESB Page.

Who Needs a License

Anyone who makes, takes assignment of, or services consumer loans in which the rate of the finance charge calculated according to the actuarial method exceeds 12 1/4% per year, or which is secured by an interest in real estate.

How to Apply

All applications for supervised lender licenses must be filed with the Bureau through the Nationwide Multistate Licensing System (NMLS). For a full list of registraton requirements, please visit the NMLS Checklist Compiler (Trusted Partner Link).

Click the button below (trusted partner link) to visit the NMLS Resource Center.

NMLSButton

Fees

Name Fee Unit
Application Fee $300 per license
Branch Application Fee $150 per branch license
Renewal Fee $100 per main office or branch registration
Amendment Fee $25 per change to licensee legal name, address, or tradename

NOTE: All fees collected through the NMLS are nonrefundable.

Forms and Guidance

If you have questions or need more information, please contact the Bureau at (207) 624-8527 (TTY Maine Relay 711), or CCP.PFR@maine.gov