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Laws, Rules and Advisory Rulings
The Bureau of Consumer Credit Protection is responsible for administration of many consumer finance-related laws and rules in the State of Maine, including consumer credit, collection, non-bank mortgage lending and credit reporting.
Laws
- Title 9-A: Maine Consumer Credit Code including non-bank lenders, general creditors, loan brokers, and rent-to-own companies.
- Check Cashers and Cash-Dispensing Machines - Title 32 Chapter 80
- Money Transmitters - Title 32, Chapter 79-A
- Debt Management Services - Title 32, Chapter 80-A
- Payroll Processors - Title 10, Chapter 222
- Fair Credit Reporting Act (FCRA) - Title 10, Part 3, Chapter 209-B
- Fair Debt Collection Practices Act (FDCPA) - Title 32, Chapter 109-A
- Consumer Loan and Lease Agreements - Title 10, Chapter 202
- Protection of Social Security Numbers - Title 10, Chapter 208-A
- Regulation of Exchange Facilitators - Title 10, Chapter 212-C
- Regulation of Residential Real Estate Settlement Agencies
- Guaranteed Asset Protection Waivers - Title 10, Chapter 229
- Pawnbrokers - Title 30, Chapter 183, Subchapter 6
- Statewide Foreclosure Outreach - Title 14, Chapter 713
New Laws Effective August 9, 2024
- Public Law 579: An Act to Amend the Content of Notices Provided with Respect to Tax Liens on Certain Property (PDF)
- Public Law 662: An Act to Replace the Money Transmitters Act (PDF)
- Public Law 663: An Act to Prohibit Unfair Practices Related to the Collection of Medical Debt (PDF)
Bureau Rules
CLICK HERE to view proposed rules.
Recent Rules +»All Bureau of Consumer Credit Protection Rules
Advisory Rulings
- List of advisory rulings clarifying various aspects of the Consumer Credit Code, Fair Credit Reporting Act and the Fair Debt Collection Practices Act.