Laws, Rules and Advisory Rulings
The Bureau of Consumer Credit Protection is responsible for administration of many consumer finance-related laws and rules in the State of Maine, including consumer credit, collection, non-bank mortgage lending and credit reporting.
- Title 9-A: Maine Consumer Credit Code including non-bank lenders, general creditors, loan brokers, and rent-to-own companies.
- Debt Management Services - Title 32, Chapter 80-A
- Money Transmitters - Title 32 Chapter 80, Subchapter I
- Payroll Processors - Title 10, Chapter 222
- Fair Credit Reporting Act (FCRA) - Title 10, Part 3, Chapter 209-B
- Fair Debt Collection Practices Act (FDCPA) - Title 32, Chapter 109-A
- Consumer Loan and Lease Agreements - Title 10, Chapter 202
- Protection of Social Security Numbers - Title 10, Chapter 208-A
- Regulation of Exchange Facilitators - Title 10, Chapter 212-C
- Regulation of Residential Real Estate Settlement Agencies
- Guaranteed Asset Protection Waivers - Title 10, Chapter 229
- Pawnbrokers - Title 30, Chapter 183, Subchapter 6
- There are no proposed rules at this time.
- List of advisory rulings clarifying various aspects of the Consumer Credit Code, Fair Credit Reporting Act and the Fair Debt Collection Practices Act.