Title 25

§2411. Definitions

As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings.

  • Action. "Action" includes nonaction or the failure to take action.
  • Authorized Agencies. "Authorized agencies" means:
    • Attorney General;
    • District Attorney responsible for prosecution in the municipality where the fire occurred;
    • The Federal Bureau of Investigation, or any other federal agency, only for the purposes of section 2412;
    • State Fire Marshal;
    • Superintendent of Insurance;
    • United States Attorney's Office when authorized or charged with investigation or prosecution of the fire in question, only for the purposes of section 2412.
  • Immune. "Immune" means that in the absence of fraud or malice, no insurance company or person who furnished information on its behalf to an authorized agency is liable for damages in a civil action or subject to criminal prosecution for furnishing information pursuant to this chapter.

§2412. Disclosure of information

  • Information disclosed. Any authorized agency investigating a fire loss may, in writing, require the insurance company at interest to release to the requesting agency any or all relevant information or evidence deemed important to the authorized agency, which the company may have in its possession relating to the fire loss in question. This information includes, but is not limited to:
    • History of previous claims made by the insured;
    • Insurance policy information relevant to a fire loss under investigation and any application for that policy;
    • Material relating to the investigation of the fire loss including statements and proof of loss; and
    • Policy premium payment records.
  • Notification. When an insurance company has reason to believe that a fire loss in which it has an interest was not accidentally caused, it shall, in writing, notify an authorized agency and provide it with information developed from the company's inquiry into the fire loss.
  • Exchange of information. The authorized agency provided with information pursuant to this section may release or provide that information to any other authorized agency.
  • Right to receive upon request. Any insurance company providing information to an authorized agency pursuant to this section shall have the right, upon request, to receive other information relevant to the fire loss, from such authorized agency, within 30 days.
  • Immunity. Any insurance company, or person acting on its behalf, or authorized agency which releases information pursuant to this section, is immune from civil or criminal liability.