Medicare Supplement Annual Rates

 

 

 

 

 

 

 

 

 

 

 

 

High Deductible Plans

$2,950 Out of Pocket for 2026

Company
Pre-Existing Exclusion Period

Plan

A

Plan

B

Plan

D

Plan

G

Plan

K

Plan

L

Plan

M

Plan

N

Plan

C1

Plan

F1

Plan

F2

Plan G2

Anthem Blue Cross

6 Months

NS:$3,433

S:$3,845

(Effective 1/1/2026)

NS:$3,433

S:$3,845

 

 

NS:$3,324
S:$3,723

(Effective 1/1/2026)
NS:$3,739
S:$4,188

 

 

 

NS:$2,375
S:$2,660

(Effective 1/1/2026) NS:$2,672
S:$2,993

 

NS:$3,116
S:$3,490

(Effective 1/1/2026) NS:$3,580
S:$4,010

 

 

First Health (an Aetna Co.) None

NS:$2,640
S:$2,905

(Effective 4/1/2026)

NS:$3,168

S:$3,486

NS:$3,227
S:$3,554

(Effective 4/1/2026)

NS:$3,872

S:$4,265

 

NS:$3,634
S:$3,999

(Effective 4/1/2026)

NS:$4,361

S:$4,799

 

 

 

NS:$2,839
S:$3,125

(Effective 4/1/2026)

NS:$3,407

S:$3,750

 

NS:$3,859
S:$4,248

(Effective 4/1/2026)

NS:$4,592

S:$5,055

 

 

Globe Life

(No longer selling as of 1/1/26)

6 Months

$2,558

$3,886

 

$4,341

 

 

 

$2,854

$4,575

$4,595

$822

$822

HPHC Insurance Company

None

$3,072

(Effective 1/1/2026) $3,672

 

 

$3,624

(Effective 1/1/2026) $4,332

 

 

$3,120

(Effective 1/1/2026) $3,732

$2,736

(Effective 1/1/2026) $3,276

 

$3,864

(Effective 1/1/2026) $4,584

 

 

Humana

3 Months

NS:$3,657
S:$5,466

(Effective 7/1/2026)

NS:$3,987
S:$5,958

NS:$3,981
S:$5,949

(Effective 7/1/2026)

NS:$4,339
S:$6,485

 

NS:$5,095
S:$7,612

(Effective 7/1/2026)

NS:$5,554
S:$8,301

NS:$1,779
S:$2,659

(Effective 7/1/2026)

NS:$1,779
S:$2,659

NS:$3,049
S:$4,557

(Effective 7/1/2026)

NS:$3,323
S:$4,967

 

NS:$3,205
S:$4,791

(Effective 7/1/2026)

NS:$3,494
S:$5,222

NS:$5,068
S:$7,575

(Effective 7/1/2026)

NS:$5,524
S:$8,257

NS:$5,172
S:$7,730

(Effective 7/1/2026)

NS:$5,637
S:$8,425

NS:$994
S:$1,411

(Effective 7/1/2026)

NS:$944
S:$1,411

NS:$872
S:$1,303

(Effective 7/1/2026)

NS:$872
S:$1,303

Insurance Company of North America

None

NS:$3,350
S:$3,853

 

 

NS:$3,384
S $3,892

 

 

 

NS $2,361
S:$2,715

 

NS:$3,822
S:$4,395

 

NS $997
S:$1,147

Loyal American

6 Months

NS:$3,678
S:$4,046

(Effective 6/1/2026)

NS:$4,110
S:$4,521

 

 

NS:$3,555
S:$3,910

(Effective 6/1/2026)

NS:$4,088
S:$4,497

 

 

 

NS:$2,443
S:$2,688

(Effective 6/1/2026)

NS:$2,810
S:$3,091

 

NS:$4,533
S:$4,986

(Effective 6/1/2026)

NS:$5,065
S:$5,572

 

 

Medco

6 Months

NS:$2,767
S:$3,044

 

 

NS:$2,816
S:$3,097

 

 

 

NS:$2,269
S:$2,496

 

NS:$3,361
S:$3,697

 

NS:$879
S:$967

State Farm

None

NS:$2,457
S:$2,703

(Effective 1/1/2026)

NS:$2,641
S:$2,905

 

NS:$3,063
S:$3,369

(Effective 1/1/2026) NS:$3,293
S:$3,622

NS:$3,069
S:$3,376

(Effective 1/1/2026) NS:$3,299
S:$3,629

 

 

 

NS:$2,361
S:$2,597

(Effective 1/1/2026) NS:$2,538
S:$2,792

NS:$3,707
S:$4,078

(Effective 1/1/2026)
NS:$3,985
S:$4,384

NS:$3,745
S:$4,120

(Effective 1/1/2026) NS:$4,026
S:$4,429

 

 

Transamerica Life

6 Months

NS:$2,438
S:$2,681

NS:$3,218
S:$3,540

NS:$3,230
S:$3,552

NS:$3,228
S:$3,551

NS:$1,529
S:$1,681

NS:$2,269
S:$2,496

NS:$2,794
S:$3,073

NS:$2,627
S:$2,890

NS:$3,808
S:$4,189

NS:$3,830
S:$4,213

 

 

United American

60 Days

$2,079

(Effective 4/1/2026)

$2,079

$2,945

(Effective 4/1/2026)

$3,210

$3,142

(Effective 4/1/2026)

$3,142

 

$2,999

(Effective 4/1/2026)

$2,999

 

$1,419

(Effective 4/1/2026)

$1,547

$2,097

(Effective 4/1/2026)

$2,286

 

$2,890

(Effective 4/1/2026)

$3,324

 

$3,186

(Effective 4/1/2026)

$3,282

$649

(Effective 4/1/2026)

$746

$649

(Effective 4/1/2026)

$746

United HealthCare (for AARP members)

3 Months

NS:$2,505
S:$2,756

NS:$3,159
S:$3,475

 

NS:$3,243
S:$3,567

NS:$1,197
S:$1,317

NS:$2,166
S:$2,383

 

NS:$:2,445
S:$2,690

NS:$3,873
S:$4,260

NS:$3,897
S:$4,287

 

 

United of Omaha

None

NS:$3,473
S:$3,991

 

 

NS:$3,019
S:$3,470

 

 

NS:$2,238
S:$2,572

 

 

NS:$4,053
S:$4,659

 

NS:$690
S:$793

USAA Life

None

NS:$2,297
S:$2,517

(Effective 7/1/2026)

NS:$2,642
S:$2,895

 

 

NS:$3,076
S:$3,384

(Effective 7/1/2026)

NS:$3,537
S:$3,892

 

 

 

NS:$2,301
S:$2,534

(Effective 7/1/2026)

NS:$2,646
S:$2,913

 

NS:$3,288
S:$3,619

(Effective 7/1/2026)

NS:$3,782
S:$4,162

 

 

Washington National

None

NS:$3,512
S:$3,903

 

 

NS:$3,826
S:$4,251

 

 

 

NS:$2,297
S:$2,552

 

NS:$4,060
S:$4,511

 

NS:$941
S:$1,046

NOTE: NS=Non-smoker S=Smoker

1As of January 1, 2020, plans C, F and High Deductible F are no longer available to those newly eligible for Medicare, but if you were eligible to purchase these plans prior to January 1, 2020 you will still be able to purchase them.

2In some instances, the annual premium for Plan C, Plan F, or High Deductible Plan F exceeds that for Plan D, G or High Deductible Plan G, respectively, by more than the additional benefit provided. This additional benefit is the Medicare Part B annual deductible, which is $257 in 2025. However, you may want to consider buying Plan D, instead of C, Plan G. instead of F; or High Deductible G, instead of High Deductible F, to save money.