In general, homeowners and commercial property insurance policies exclude coverage for flood. Flood insurance is available through the National Flood Insurance Program (NFIP) and directly from insurers that participate in the NFIP. More information concerning the federal flood insurance program is at https://www.floodsmart.gov/
Additional information about floodplains and flooding in Maine, including maps and other resources can be found at the Maine Floodplain Management Program website.
What the Flood! is a brief quiz from the National Association of Insurance Commissioners (NAIC) to test your knowledge about what homeowners, flood, and comprehensive auto insurance each covers.
Find more resources at the National Association of Insurance Commissioners