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National Principal Group; 3014 Delaware Avenue #4147; Kenmore, NY 14214;
January 30, 2017
NOW COMES the Superintendent, State of Maine, Bureau of Consumer Credit Protection, and issues the following Order to Cease and Desist and For Affirmative Sanctions for costs of investigation: WHEREAS Title 32 M.R.S. ? 11031(1) provides that a person or entity may not conduct the business of debt collection in this state without first being licensed by the Superintendent of the Bureau of Consumer Credit Protection; and WHEREAS on January 9, 2017, the Bureau received a written complaint from G. S, a Maine consumer, regarding contact from a debt collector using the name of National Principal Group, purportedly located at 3014 Delaware Avenue, #4147, Kenmore, New York 14217; and WHEREAS the consumer received telephone calls in January of 2017 from National Principal Group stating that they were attempting to collect money for a loan which the consumer owed; and WHEREAS the consumer?s explanations that he was not the party which they were seeking were ignored by National Principal Group; and WHEREAS Bureau staff searched the Bureau?s debt collection licensing records and found no license for National Principal Group; and WHEREAS Bureau staff sent a certified letter (copy attached) to National Principal Group at 3014 Delaware Avenue, #4147, Kenmore, New York 14217; and WHEREAS the certified letter outlined the consumer?s allegations involving the telephone communication received by the consumer from National Principal Group; and WHEREAS the letter also outlined National Principal Group?s failure to obtain a valid license with the Bureau prior to attempting to collect consumer debts in Maine; and WHEREAS the certified letter from the Bureau was received by National Principal Group?s representative ?Danielle Kotal? on January 17, 2017; and WHEREAS National Principal Group failed to respond to the Bureau?s certified letter; NOW, THEREFORE, National Principal Group is hereby: ORDERED to forthwith cease and desist all contact with Maine consumers for the purpose of collecting any debts until such time as it has obtained a debt collector?s license from the Bureau; and it is further ORDERED to pay the sum of $500 to the Bureau within 30 days of the date of this Order for the costs of this investigation, pursuant to 9-A M.R.S ? 6-106(6) and 32 M.R.S. ? 11051.
| Date: January 30, 2017 | /s/William N. Lund |
| William N. Lund | |
| Superintendent | |
| Bureau of Consumer Credit Protection |
NOTICE OF APPEAL RIGHTS Any party aggrieved by this Order may appeal to the Superior Court pursuant to 5 M.R.S. ? 11001 et seq. within 30 days of receipt of this Order. Any other person aggrieved shall have 40 days from the date the Order was rendered to petition for review.
| Date: January 30, 2017 | /s/William N. Lund |
| William N. Lund | |
| Superintendent | |
| Bureau of Consumer Credit Protection |