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A.D.R Group; 414 West Grand Blvd., #424; Corona, CA 92878
December 21, 2016
NOW COMES the Superintendent, State of Maine, Bureau of Consumer Credit Protection, and issues the following Order to Cease and Desist and For Affirmative Sanctions for costs of investigation: WHEREAS Title 32 M.R.S. ? 11031(1) provides that a person or entity may not conduct the business of debt collection in this state without first being licensed by the Superintendent of the Bureau of Consumer Credit Protection; and WHEREAS on October 25, 2016, the Bureau received a written complaint from C. P, a Maine consumer, regarding contact from a debt collector using the name of A.D.R. Group, purportedly located at 414 West Grand Boulevard, Corona, California 92878; and WHEREAS the consumer received correspondence in connection with a loan which the consumer did not obtain from A.D.R. Group dated October 12, 2016 stating that the correspondence was a ?Notice of Intention to File a Lawsuit?; and WHEREAS Bureau staff searched the Bureau?s debt collection licensing records and found no license for A.D.R. Group; and WHEREAS Bureau staff sent a certified letter (copy attached) to A.D.R. Group at 414 West Grand Boulevard, Corona, California 92878; and WHEREAS the certified letter outlined the consumer?s allegations involving the written communication received by the consumer from A.D.R. Group, along with a description of the potential violation of the Fair Debt Collection Practices Act involving A.D.R. Group?s threat to take action which they are unable to take or have no intention of taking; and WHEREAS the letter also outlined A.D.R. Group?s failure to obtain a valid license with the Bureau prior to attempting to collect consumer debts in Maine; and WHEREAS the certified letter from the Bureau was received by A.D.R. Group?s representative ?Eric Carmichael? on November 7, 2016; and WHEREAS A.D.R. Group failed to respond to the Bureau?s certified letter; NOW, THEREFORE, A.D.R. Group is hereby: ORDERED to forthwith cease and desist all contact with Maine consumers for the purpose of collecting any debts until such time as it has obtained a debt collector?s license from the Bureau; and it is further ORDERED to pay the sum of $500 to the Bureau within 30 days of the date of this Order for the costs of this investigation, pursuant to 9-A M.R.S ? 6-106(6) and 32 M.R.S. ? 11051.
| Date: December 22, 2016 | /s/William N. Lund |
| William N. Lund | |
| Superintendent | |
| Bureau of Consumer Credit Protection |
NOTICE OF APPEAL RIGHTS Any party aggrieved by this Order may appeal to the Superior Court pursuant to 5 M.R.S. ? 11001 et seq. within 30 days of receipt of this Order. Any other person aggrieved shall have 40 days from the date the Order was rendered to petition for review.
| Date: December 22, 2016 | /s/William N. Lund |
| William N. Lund | |
| Superintendent | |
| Bureau of Consumer Credit Protection |