Health Benefits: Premium Rates Effective July 1, 2014

*Note: The rates effective through June 30, 2014 can be found at the bottom of this page.

Full-Time Active State of Maine Employees: Deduction amounts below are biweekly for full-time employees.  Part-time employee rates are pro-rated; contact Employee Health & Benefits for part-time premium rates.  (*Retiree Rates at the bottom of this page.)

Instructions:  Locate the table below that contains your base annual salary.  Find the level of coverage for you and any covered dependents within that table. Follow that row to the right to see the biweekly amounts for both the employee and the employer with and without the health credit. 

Base Annual Salary is Equal to or Less Than $30,000
 
With the Health Credit
Without the Health Credit
Level of Coverage
Employee Deduction
State Contribution
Employee Deduction
State Contribution
Employee Only
$0.00
$375.10
$18.75
$356.35
Employee & Spouse/Domestic Partner
$156.91
$627.67
$176.53
$608.05
Employee, Spouse/Domestic Partner & Child(ren)
$216.50
$717.04
$236.11
$697.43
Employee & Child(ren)
$89.91
$527.17
$109.53
$507.55
Split Contract
$0.00
$466.77
$19.61
$447.16

Base Annual Salary is Between $30,000 - $80,000
 
With the Health Credit
Without the Health Credit
Level of Coverage
Employee Deduction
State Contribution
Employee Deduction
State Contribution
Employee Only
$18.75
$356.35
$37.51
$337.59
Employee & Spouse/Domestic Partner
$176.53
$608.05
$196.14
$588.44
Employee, Spouse/Domestic Partner & Child(ren)
$236.11
$697.43
$255.73
$677.81
Employee & Child(ren)
$109.53
$507.55
$129.15
$487.94
Split Contract
$19.61
$447.16
$39.23
$427.54

Base Annual Salary is equal to or more than $80,000
 
With the Health Credit
Without the Health Credit
Level of Coverage
Employee Deduction
State Contribution
Employee Deduction
State Contribution
Employee Only
$37.51
$337.59
$56.26
$318.84
Employee & Spouse/Domestic Partner
$196.14
$588.44
$215.75
$568.83
Employee, Spouse/Domestic Partner & Child(ren)
$255.73
$677.81
$275.34
$658.20
Employee & Child(ren)
$129.15
$487.94
$148.76
$468.32
Split Contract
$39.23
$427.54
$58.84
$407.93

Retirees Not on Medicare: Premium rates below do not reflect retirees who receive a pro-rated premium contribution.

Level of Coverage
Monthly Pension Deduction Monthly State Contribution
Retiree
$0
$750.20
Retiree & Spouse
$784.58
$784.58
Retiree, Spouse & Child(ren)
$1,082.50
$784.58
Retiree & Child(ren)
$449.58
$784.58
Surviving Spouse
$750.20
$0
Retiree on Medicare & Spouse under age 65
$750.20
$300.69

 

Premium Rates Effective July 1, 2013 - June 30, 2014

Base Annual Salary is Equal to or Less Than $30,000
 
With the Health Credit
Without the Health Credit
Level of Coverage
Employee Deduction
State Contribution
Employee Deduction
State Contribution
Employee Only
$0.00
$363.77
$18.19
$345.58
Employee & Spouse/Domestic Partner
$152.18
$608.71
$171.20
$589.69
Employee, Spouse/Domestic Partner & Child(ren)
$209.96
$695.39
$228.98
$676.37
Employee & Child(ren)
$87.20
$511.25
$106.22
$492.23
Split Contract
$0.00
$452.67
$19.02
$433.65

 

Base Annual Salary is Between $30,000 - $80,000
 
With the Health Credit
Without the Health Credit
Level of Coverage
Employee Deduction
State Contribution
Employee Deduction
State Contribution
Employee Only
$18.19
$345.58
$36.38
$327.39
Employee & Spouse/Domestic Partner
$171.20
$589.69
$190.22
$570.67
Employee, Spouse/Domestic Partner & Child(ren)
$228.98
$676.37
$248.00
$657.35
Employee & Child(ren)
$106.22
$492.23
$125.24
$473.21
Split Contract
$19.02
$433.65
$38.04
$414.63

 

Base Annual Salary is equal to or more than $80,000
 
With the Health Credit
Without the Health Credit
Level of Coverage
Employee Deduction
State Contribution
Employee Deduction
State Contribution
Employee Only
$36.38
$327.39
$54.57
$309.20
Employee & Spouse/Domestic Partner
$190.22
$570.67
$209.24
$551.65
Employee, Spouse/Domestic Partner & Child(ren)
$248.00
$657.35
$267.02
$638.33
Employee & Child(ren)
$125.24
$473.21
$144.26
$454.19
Split Contract
$38.04
$414.63
$57.06
$395.61

Retirees Not on Medicare: Premium rates below do not reflect retirees who receive a pro-rated premium contribution.

Level of Coverage
Monthly Pension Deduction Monthly State Contribution
Retiree
$0
$727.54
Retiree & Spouse
$760.89
$760.89
Retiree, Spouse & Child(ren)
$1,049.81
$760.89
Retiree & Child(ren)
$436.01
$760.89
Surviving Spouse
$727.54
$0
Retiree on Medicare & Spouse under age 65
$727.54
$300.69

Medicare Retirees

Governing Statutes