Regulations

Please note that the Maine Secretary of State maintains a list of official department rules and provides certified copies of rules on request here: https://www.maine.gov/sos/rulemaking/agency-rules/department-professional-and-financial-regulation-rules#029 

Regulation #DescriptionStatus
01Retention of Records - Financial Institutions (PDF)Active
02Retention of Records (S&L)Repealed
03Retention of Records (CU)Repealed
04Corporate Savings DepositsRepealed
05Pre-Authorized Payments from Savings AccountsRepealed
06NOW AccountsRepealed
07Activities Permissible for Financial Institution Holding Companies Repealed
08Loans Secured by a First Mortgage on Residentail Real Estate Payable On Demand (PDF)Active
09Advertising by Financial Institutions, Financial Institution Holding Companies and Subsidiaries or Service Corporations (PDF)Active
10Share Draft Program - Credit UnionsRepealed
11Treasury Tax and Loan AccountsRepealed
12Inactive Account Service ChargeRepealed
13Share Certificate Program - Credit UnionsRepealed
14Consumer Credit Guide ProgramRepealed
15Authorization to Join NCUA Central Liquidity FacilityRepealed
16Expanded Demand Deposit Powers of Savings BanksRepealed
17Loan Limitations for Savings Banks and S&L AssociationsRepealed
18Funds Availability and Truth-in-Savings (PDF)Active
19Alternative Mortgage Transactions (PDF)Active
20Interstate Bank OwnershipRepealed
21Partially Amortized LoansRepealed
22Securities Activities of Subsidiaries of Financial Institutions (PDF)Active
23Insurance Activities in Financial Institutions (PDF)Active
24Signature Guarantees/Thrift InstitutionsRepealed
25Mobile BranchesRepealed
26Guaranty Association Lines of Credit (PDF)Active
27Minimum Capital Standards (PDF)Active
28Loans to One Borrower (PDF)Active
29Financial Institutions and Broker-Dealers Engaging in Third Party Brokerage Arrangements (PDF)Active
30Distribution of Annuities Through Financial Institutions (PDF)Active
31Assessments (PDF)Active
32Mutual Holding Companies (PDF)Active
33Leasing of Personal Property by State-Chartered Credit Unions (PDF)Active
34Credit Union Service Corporation (PDF)Active
35Permissible Tie-In Arrangements (PDF)Active
36Deposit Production Office (PDF)Active
37Interstate Branch Assessment (PDF)Active
38Truth-in-Lending Regulation Z-3 (PDF)Active
39Sale of Insurance Products by Financial Institutions and Supervised Lenders (PDF)Active
40Student Loan Disclosures (PDF)Active
41Assessments - Nondepository Trust Companies, Uninsured Banks and Merchant Banks (PDF)Active
42Charges Permitted for Prepayment of Certain Consumer Loans (PDF)Active
43Multiple of the State of Federal Minimum Wage (PDF)Active
44Mortgage Lending: Guidelines for Determining Reasonable, Tangible net BenefitRepealed
45Student Loans (PDF)Active
46Advisory Rulings (PDF) Active