Using Your U.S. Bank ReliaCard


Your ReliaCard is free, but fees and surcharges apply to certain transactions and services.

  • Retail purchases with signature or PIN are free - just choose the "credit" option on point of sale machines or select “debit” and enter your pin. 
  • ATM withdrawals are free at any “in-network” ATM. They include U.S. Bank, MoneyPass or Allpoint ATMs.
  • You get free over-the-counter (teller) withdrawals from any bank that accepts VISA.

  • Activity: Monthly Account Maintenance
    • Cost: Free
  • Activity: Purchases at Point-of-Sale (Domestic)
    • Cost: Free
  • Activity: Cash Back with Purchases (Domestic)
    • Cost: Free
  • ATM Transactions*
    • U.S. Bank ATM
      • Cash Withdrawal: Free
      • Balance Inquiry: Free
    • MoneyPass® ATM
      • Cash Withdrawal: Free
      • Balance Inquiry: Free
    • Allpoint ATM
      • Cash Withdrawal: Free
      • Balance Inquiry: Free
    • Other ATM
      • Cash Withdrawal: $1.75
      • Balance Inquiry: Free
    • The owner of any non-U.S. Bank, non-MoneyPass or non-Allpoint ATM may assess an additional surcharge fee for any ATM transaction that you complete.
  • Teller Cash Withdrawal
    • Cost: Free
  • Customer Service
    • Automated Phone Service: Free
    • Online: Free
    • Live Phone Representative: Free
  • Alert Message**- Email or Text
    • Cost: Free
  • Inactivity after 365 consecutive days. Not assessed if balance is $0.00.
    • Cost: $2.00 Per Month
  • Monthly Paper Statement
    • Cost: Free
  • Bill Pay Transactions
    • Cost: Free
  • Card Replacement
    • Standard: Free
    • Expedited: $15.00

*The first cash withdrawal per month from any non-U.S. Bank ATM or non-MoneyPass ATM will be free.

**Standard messaging charges apply through your mobile carrier and message frequency depends on account settings

  • Purchases (includes cash back)
    • Total Count: 20 per day
    • Total Amount: $4,000 per day
  • Teller Cash Withdrawal
    • Total Count: 2 per day
    • Total Amount: $1,025 per day
  • ATM Withdrawal
    • Total Count: 10 per day
    • Total Amount: $1,025 per day - Please Note: ATM limits have been increased from from $1,025 to $2,000 for the state’s unemployment program. The increase is temporary and will be reverted to previous levels once the need subsides.
  • Signature-based POS returns
    • Total Count: 4 per day
    • Total Amount: N/A
  • Bill Pay Transactions
    • Total Count: 10 per day
      • Total Amount: $2,000 per day
    • Total Count: 10 per week
      • Total Amount: $3,000 per week
    • Total Count: 20 per month
      • Total Amount: $5,000 per month

We reserve the right to change the above fee schedule upon written notification to you as required by applicable law.