Bureau of Financial Institutions

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Bureau of Financial Institutions

The Bureau of Financial Institutions supervises all state-chartered financial institutions including banks, credit unions, and nondepository trust companies.

The mission of the Maine Bureau of Financial Institutions is to maintain and promote safe and sound financial practices; ensure the strength, stability and efficiency of all financial institutions; ensure reasonable and orderly competition, thereby encouraging the development and expansion of financial services advantageous to the public welfare; and to maintain close cooperation with other supervisory authorities.

 

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News, Laws, Notices and Application Activity

News

• 2012 Report to Legislature
• Maine Bureau of Financial Institutions Earns Re- Accreditation from Conference of State Bank Supervisors
• Bureau of Financial Institutions Promotes Advantages of Free and Low-Cost Accounts for the ‘Unbanked’ at Maine Banks and Credit Unions

• Bureau of Financial Institutions Releases Third Quarter 2011 Foreclosure Data: New Home Foreclosure Starts Drop at Maine Banks and Credit Unions

• Federal Reserve Board announces that borrowers from four mortgage servicers can request an independent review and potentially receive compensation

• Seriously Delinquent Mortgage Loans Decrease at Maine Banks and Credit Unions and New Mortgage Loan Starts Rise, but Foreclosure Activity Continues to Increase - pdf

• Joint Advisory Ruling #119 - Merchant Discounts Do Not Violate Surcharge Prohibitions
• Save and Protect Your Money With a Bank or Credit Union Brochure (pdf)
• Border Trust Company - Order to Cease and Desist
• Border Trust Company - Stipulation and Consent to the Issuance of an Order to Cease and Desist
• Border Bancshares, Inc., Augusta, Maine - Formal Written Agreement

» All Bureau Press Releases

Notices

• Repeal of Regulation 44 - Mortgage Lending: Guidelines for Determining Reasonable, Tangible Net Benefit - NEW
• PeoplesChoice Credit Union to close branch in Biddeford
• Repeal of Regulation #38 - Truth-in-Lending, Regulation Z-2 - NEW
• Joint Advisory Ruling #118 - Closed-end Credit Disclosures

 

» All Notices

Laws, Rules, Proposed Rules, Bulletins and Advisory Rulings

• Notice of Proposed Rulemaking for the Partial Repeal of the Tangible Net Benefit Rule - Regulation #44 (MAPA-3)
• Proposed Partial Repeal of the Tangible Net Benefit Rule
• Notice of Proposed Rulemaking for the Repeal of Regulation Z-2 - Regulation #38 (MAPA-3)
• Proposed repeal of Regulation Z-22 - Reg. 38
• Payroll Processing Law

» All Laws, Rules, Proposed Rules, Bulletins and Advisory rulings

Application Activity

• Applications/Notifications of Financial Institutions

 

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