Health Credit Premium Program: Frequently Asked Questions
What is a Health Risk Assessment ("HRA")?
The HRA is free questionnaire about your health. The HRA is designed to give you information and resources to improve your health and well-being.
Is the information I provide on the HRA kept confidential?
Yes. Your personal health information will not be shared with the State of Maine, your department or the Division of Employee Health and Benefits.
How long does it take the complete the HRA?
The HRA will take about 15 - 20 minutes to complete and is available 24 hours a day, 7 days a week during the access period of May 10 - May 29, 2013.
Do I have to take the StayWell HRA this year if I already took the HRA last year?
Yes. And any of your dependents age 18 years or older as of May 1, 2013 must also complete the HRA.
Once I earn the premium credit how long do I have it?
The premium credit resets every July 1st. You will continue to receive the 5% premium discount for the entire fiscal year (July 1 - June 30).
How much is the credit worth?
You will save 5% off of the individual health insurance premium. This is a savings of over $400 per year!
I have taken an HRA for another program; will that HRA qualify me for the health credit?
No. The StayWell HRA is the only assessment that, if completed by the deadline, will count towards the program requirements.
What type of information will I need before taking the HRA?
In addition to answering general health questions, you will also be asked for your weight, height, blood pressure, cholesterol, triglycerides and glucose results. If you don't have this information available, just leave these fields blank. Remember, under your health plan, many of your preventive services are covered at 100%. See your benefit overview for more details.
Do I need to have a physical exam before taking the HRA?
If I start filling out my HRA and don't have time to complete it, can I finish it later?
Yes. You can select 'Save & Finish Later' at any point while taking the HRA. Just make sure you have record of your user name and password so you may log back in. Please note you will not qualify for the health credit until the HRA is entirely completed and you select 'Finish & View Results.' It is your responsibility to ensure the HRA is completed in full before the deadline of midnight on May 29, 2013.
Am I eligible for the health premium credit if I am covered under the State of Maine health insurance plan as a retiree or as a retired teacher?
No. This program applies to active State of Maine employees only. If you are unsure which plan you are on, please call Employee Health & Benefits at 1-800-422-4503.
I have a question about taking the HRA; who should I call?
StayWell HelpLine 1-866-280-0379. StayWell representatives can assist you with technical problems you may have, if you have forgotten your user name and/or password, etc.
If I complete the HRA and my adult dependent does not, will I receive any part of the credit?
No. In addition to having name a Primary Care Physician (PCP) under the health plan, you and your adult dependents must each complete the StayWell HRA to receive the health credit.
If my adult dependent(s) or I have not named a PCP within the health plan, am I still eligible to receive a health credit?
No. You and your adult dependents are required to meet both of the eligibility criteria: having a named PCP and completing the HRA.
StayWell HelpLine for Technical Support 1-866-280-0379
Monday - Thursday 9am-9pm; Friday 9am-7pm; Saturday 9am-1pm; closed on Sunday