MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
State Agencies and Service Organizations to Assist Veterans and Current Service Members in Obtaining Occupational Licenses and Securing a Job
January 31, 2014
In a coordinated effort to assist veterans and those currently serving in the military with obtaining state licenses and locating jobs, state and private partners will hold an Occupational Licensing and Job Fair on March 4, 2014 from 10 a.m. to 3 p.m. at 772 Stevens Avenue Armory in Portland. Current and past military members are invited to attend, receive a printed Verification of Military Education and Training (VMET) and use relevant military experience toward licensing requirements in four licensed trades. Veterans must provide proof of honorable discharge (DD 214).
?Our veterans have served us with honor, and it is only right that we help them get back into the civilian workforce with a good-paying job,? said Governor Paul R. LePage. ?I encourage our veterans who want to work in these fields to attend the fair. Our Departments of Labor, Professional and Financial Regulation and Defense, Veterans and Emergency Management are collaborating in new ways to ensure our veterans get the support they deserve.?
Staff from Maine?s Department of Professional and Financial Regulation will be present to assist attendees in applying their military experience toward state requirements for obtaining an occupational license. Professionals in each field will also be on hand to help translate military training and education into civilian trade equivalency.
The Occupational Licensing and Job Fair for Veterans and Service Members will focus primarily on four occupations: Electricians, Plumbers, Stationary Steam Engineers, Boiler Operators/Oil/ Propane/ Natural Gas/ Solid Fuel Technicians.
Multiple employers with open positions in these respective fields will be present and conducting interviews at the Job Fair. Attendees are encouraged to bring a targeted resume, any relevant letters from current and former employers and dress in a professional manner, ready for an interview.
The event is made possible with help from the Maine Military and Community Network, the Maine Department of Professional and Financial Regulation, the Maine Department of Labor and Employers in Support of the Guard and Reserve. For more information, please contact Nathaniel Grace at Nathaniel.e.grace.mil@mail.mil or 207-430-5651.
Last Updated: January 31, 2014 9:11 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Governor and Department of Professional and Financial Regulation Announce Upcoming Informational Sessions to Assist Veterans and Current Service Members in Obtaining Occupational Licenses
April 1, 2014
Governor Paul R. LePage and Commissioner Anne Head announced today that the Department of Professional and Financial Regulation will conduct a series of educational outreach sessions to assist veterans and current service members with obtaining state occupational licenses. This series of events is part of an ongoing Department initiative to help veterans apply relevant military experience toward occupational licensing requirements.
?Our veterans have skills, training and attributes that can benefit a broad range of businesses and other organizations in Maine and help to strengthen our economy,? Governor LePage said. ?But many of these men and women do not realize that they may already have experience that can put them on their way to a state license and good employment opportunities.?
Commissioner Anne Head encouraged veterans to bring proof of honorable discharge (DD 214) to one of the upcoming sessions. She indicated that the focus is primarily on electricians, plumbers, stationary steam engineers, boiler operators and oil/propane/natural gas/solid fuel technicians, but noted that veterans with experience in other occupations that require a state license are welcome to discuss their experience with the Department?s staff.
The first session will take place during the Androscoggin County Job Fair on Friday, April 4, from 9:00 a.m. to noon at Central Maine Community College, 1250 Turner Street in Auburn. Future anticipated sessions are listed below:
-- April 24 Hiring Heroes (Augusta Armory)
-- May 22 Western Maine Job Fair (University of Maine, Farmington)
-- May 28 Occupational Licensing/Job Fair (Bangor)
-- June 17 Occupational Licensing/Job Fair (Augusta)
-- July 30 Occupational Licensing/Job Fair (Lewiston)
Details about these sessions and general licensing information is also available to veterans and others by contacting Catherine Carroll at 624-8605 or Catherine.M.Carroll@maine.gov, or by visiting the Department?s homepage (www.maine.gov/pfr).
Last Updated: April 1, 2014 11:37 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Small Business Week Recognized by Governor and Commissioners: DPFR Commissioner Presents Certificate to Falmouth Salon
May 16, 2014
Commissioner Anne Head of Maine?s Department of Professional and Financial Regulation (DPFR) joined Governor Paul R. LePage and other state officials in recognizing the outstanding efforts and contributions of small business owners, operators and employees during Small Business Week, May 12-16, 2014.
?Small businesses throughout Maine are deserving of recognition and appreciation,? Governor LePage said. ?They provide jobs, needed goods and services, and a strong foundation for Maine?s communities and economy. Those we visit and recognize during Small Business Week are representative of outstanding companies in each Maine town and city.?
As part of the week?s initiatives, Governor LePage and Commissioner Head issued and signed a Certificate of Appreciation to The Studio Upstairs for its contributions to the people and economy of Falmouth and surrounding communities. Commissioner Head presented the certificate today to Linda Lord, owner of the Cumberland County cosmetology salon.
?Maine?s Department of Professional and Financial Regulation is pleased to join the Governor and other officials in celebrating our State?s vibrant, creative and indispensable small businesses,? Commissioner Head said. ?My recognition of The Studio Upstairs is meant to honor all those businesses and individuals licensed by my Department who benefit Maine families and communities by offering exceptional services.?
Commissioner Head noted that DPFR licenses and regulates thousands of businesses and individuals in the insurance, banking & credit union, securities and other financial services industries. The Department also licenses an additional 100,000 individuals in nearly 40 other professions and occupations. She used today?s Small Business Week announcement to encourage individuals who wish to become licensed to contact DPFR or her office directly for information and assistance.
?The Department stands ready to help any individual or business to become licensed and meet all necessary requirements for providing services to the public, in order to realize their professional and business goals,? Commissioner Head added.
More information and assistance is available at www.maine.gov/pfr or by calling 207-624-8525.
Last Updated: May 16, 2014 11:03 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Department of Professional and Financial Regulation Issues Reminder to Consumers and Fuel Dealers about Deadline in Maine Law Regarding Pre-Paid Home Heating Contracts
October 27, 2014
Commissioner Anne L. Head from Maine?s Department of Professional and Financial Regulation issued a reminder about the October 31 annual-report filing deadline for fuel dealers who registered earlier this year to offer pre-paid contracts this heating season.
Intended to provide greater protections to consumers who use pre-paid home heating contracts, LD 1895, An Act To Protect Consumers by Strengthening the Laws Governing Prepaid Home Heating Oil Contracts, became Public Law, Chapter 574, in March of 2012. The law responds to several examples in recent years of dealers failing to supply fuel, leaving consumers without oil and unable to recover their money.
?The vast majority of fuel dealers in Maine are reputable and honest,? Commissioner Head said. ?They provide quality service and care about their customers. To discourage those cases when dealers don?t meet their obligation, however, Maine law now requires greater accountability.?
The law requires a fuel dealer who offers pre-paid contracts for home heating oil, kerosene or liquefied petroleum gas to register the dealer?s intent to offer such contracts with the Department by June 30 each year. It also requires these dealers to file a report with the agency by October 31 each year to indicate how the fuel has been secured.
Additionally, the law requires that the annual report form include a notice that a false statement is punishable as a Class D crime. The law provides that a violation of the requirements of Title 10, Section 1110 is a violation of the Maine Unfair Trade Practices Act.
Consumers can check on whether a fuel company registered by the June 30 deadline by visiting the Department?s homepage (www.maine.gov/pfr) or calling (207) 624-8511.
Last Updated: October 27, 2014 10:47 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Governor and Commissioner Highlight Initiative to Make Occupational Licensing Easier and Faster for Veterans; Assistance Available at November 12th Hiring Our Heroes Event
October 31, 2014
In advance of Veterans Day, Governor Paul R. LePage and Commissioner Anne Head are highlighting an initiative at the Department of Professional and Financial Regulation to make occupational licensing in several professions quicker and easier for veterans with relevant military training and experience.
Governor LePage signed Public Law Chapter 603 in 2012 to ensure that veterans are given full credit for applicable military training and experience when they apply for an occupational license from the Department?s Office of Professional and Occupational Regulation. Last year, the Governor signed Public Law Chapter 311, which builds on the 2012 measure.
?The people of Maine are tremendously grateful to those who have served,? Governor LePage said. ?We have a responsibility to recognize their skills, and to assist them in obtaining the credentials needed for good jobs. Veterans have much to offer businesses and organizations throughout Maine, and our economy needs their contributions.?
Last year?s new law provides the Department with greater flexibility in evaluating and crediting military experience toward license and continuing education requirements. It should also assist veterans and spouses by permitting them to acquire a license by endorsement if they hold a comparable license in another state for the remainder of the term of that license or until a license is obtained in Maine.
In addition to more flexibility, the laws signed in 2012 and 2013 have led to a concerted outreach effort by the Department. Staff has been participating in job fairs for veterans and attending meetings of organizations that serve military members, veterans and their families.
The next event is ?Hiring Our Heroes? on November 12 at Fireside Inn & Suites at 81 Riverside Drive in Portland. An employment workshop will begin at 8:30 a.m., with a job fair from 10:00 a.m. ? 1:00 p.m. More details are available at www.HiringOurHeroes.org or e-mailing
hiringourheroes@uschamber.com. Walk-ins will be accommodated if space permits.
The Department?s homepage (www.maine.gov/pfr) features information to assist veterans in applying their military training and experience toward occupational licensing requirements. Details can also be obtained by calling Catherine Carroll at 207-624-8605. Veterans are encouraged to contact the Department before applying for licensure. Military documentation that may be needed includes:
? Copy of a DD Form 214, Report of Discharge; and
? Copy of DD Form 2586, Verification of Military Experience and Training (VMET).
?The Department is committed to fully evaluating and crediting military experience whenever possible and appropriate,? Commissioner Head said. ?Veterans are encouraged to contact the Department to learn more about how we can assist them.?
Last Updated: October 31, 2014 10:10 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Governor and Department of Professional and Financial Regulation Offer Guidance for Holiday Season Charitable Contributions---Charitable Scams Often Increase This Time of Year
December 15, 2014
As many families consider holiday season and end of year charitable contributions, Governor Paul R. LePage and Commissioner Anne Head from the Department of Professional and Financial Regulation are encouraging Maine residents to check the legitimacy of unknown charities. Potential donors are urged to research charitable organizations before making a contribution.
?Mainers are very generous and known for lending a hand to those in need,? Governor LePage said. ?Because many people choose to support charities at this time of year, criminals are especially active during the holidays in trying to take advantage of the generosity of others.?
Many charitable organizations are required to be licensed with the Department?s Office of Professional and Occupational Regulation, which collects information about charitable activity in Maine and makes it available to the public. A quick check with the Department can provide information to help in determining whether a charity is legitimate or a scam.
?Charitable solicitation scams aren?t new, but they sometimes increase during the holiday season and in the aftermath of tragedies,? Commissioner Head said. ?It?s important for the public to know that guidance and resources are available to assist people in making sure their contributions are going to real charities.?
Commissioner Head advises individuals to ask questions and seek printed information about unknown charities; to confirm their legitimacy with licensing officials; to never send cash or wire money when requested to do so; to always keep receipts of donations; and to report concerns or complaints about questionable solicitations with the Department and law enforcement.
Information about charities can be obtained through the Department?s website (www.maine.gov/pfr), specifically at www.maine.gov/pfr/professionallicensing/professions/charitable. Links allow for the search of licensed charitable organizations, as well as disciplinary actions. Questions and complaints can also be made by calling the Charitable Solicitations Program at 207-624-8525.
Additional tips and advice accompany this news release and can also be obtained from the Federal Trade Commission (www.ftc.gov/charityfraud/).
The Department of Professional and Financial Regulation protects the citizens of Maine and supports the economy through the oversight of State-chartered financial institutions, the insurance industry, grantors of consumer credit, the securities industry, and numerous professions providing services to the public. More information is available at www.maine.gov/pfr.
#
Tips and Advice When Considering Charitable Giving
December, 2014
-- Always research unknown charities before contributing.
-- Not all organizations with names that sound like charities are actually charities. Some organizations select names that are similar to those of well-known charities.
-- Whether a charity is new or well established, you may wish to know what percentage of your contribution is spent on fundraising and other expenses---not directly support the charity?s stated purpose.
-- Be cautious when contacted by telephone for a contribution. Ask that the request be put in writing. You may also want to ask if the caller is a paid solicitor or a volunteer.
-- Never give your bank account information or credit/debit card numbers to a caller. And be wary if the person soliciting the contribution is willing to have someone rush to your home or business to meet with you and pick up a contribution.
-- If you wish to receive a tax deduction, make sure the organization has a tax deductible status with the Internal Revenue Service. ?Tax exempt,? ?non-profit,? and ?tax deductible? mean different things. Only ?tax deductible? means contributions are deductible on your income tax return. Visit the IRS website (www.irs.gov/charities) for more information.
-- Be wary of organizations which list only post office boxes or mail drop suite numbers as their address. You may wish to inquire about the charity?s location.
Last Updated: December 15, 2014 11:08 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
State Electricians? Board Issues Warning about Former Master Electrician and Offers Free Inspections
April 8, 2015
The Electricians? Examining Board within the Maine Department of Professional and Financial Regulation announced that it has found former master electrician Craig Shores of Waterville in violation of statutes prohibiting unlicensed practice. He was also found to have committed permit violations and National Electric Code violations. Mr. Shores is required to pay $8,250 in penalties in the Decision and Order finalized March 20, 2015. Additionally, from a 2009 disciplinary order, he is required to pay a $6,500 penalty and $1,405 in hearing costs.
As outlined in the attached March 20, 2015 Decision and Order, the Board found that Mr. Shores, with a previously expired and suspended license, has continued to engage in dangerous wiring practices that present a threat to public safety and property. After notice and in Mr. Shore?s absence, the Board suspended his right to renew his expired master electrician license indefinitely.
The Board is concerned about potential ongoing, dangerous electrical installations being performed by Mr. Shores and encourages anyone who has had a recent electrical installation performed by Mr. Shores to contact the Board by calling (207) 624-8519. The Board is offering an inspection by a State of Maine Electrical Inspector to any home or business owner who has utilized the services of Mr. Shores.
Last Updated: April 8, 2015 10:03 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Maine Department of Professional and Financial Regulation Reminds Fuel Dealers to Register by June 30th Deadline if Offering Pre-Paid Home Fuel Contracts
June 26, 2015
Commissioner Anne L. Head from Maine?s Department of Professional and Financial Regulation highlighted the June 30th deadline for fuel dealers who offer pre-paid contracts to register with the Department. The registration form and general information can be obtained from the Department?s website (www.maine.gov/pfr).
Intended to provide greater protections to consumers who use pre-paid home heating contracts, LD 1895, An Act To Protect Consumers by Strengthening the Laws Governing Prepaid Home Heating Oil Contracts, became Public Law, Chapter 574, on March 30, 2012.
The law responded to several examples of dealers taking money from Maine consumers, but then failing to supply the fuel, leaving the consumers without oil and unable to recover their money.
?The vast majority of fuel dealers in Maine are reputable and dependable,? Commissioner Head said. ?To discourage cases in which dealers don?t meet their obligation, however, Maine law has been changed to require greater accountability. The Department is working cooperatively with dealers as we seek to provide more protection for consumers.?
The law requires a fuel dealer who offers prepaid contracts for home heating oil, kerosene or liquefied petroleum gas to Maine residents to register the dealer?s intent to offer such contracts with the Department by June 30th of each year. It also requires these dealers to file a report with the agency by October 31st each year to indicate the manner of compliance.
Additionally, the law requires that the annual report form include a notice that a false statement is punishable as a Class D crime. The law provides that a violation of the requirements of Title 10, Section 1110 is a violation of the Maine Unfair Trade Practices Act.
Consumers wishing to check whether a fuel company registers by the June 30th deadline, or fuel dealers seeking additional information, can call the Department at (207) 624-8525.
Last Updated: December 18, 2018 10:51 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Department of Professional and Financial Regulation Issues Reminder to Consumers and Fuel Dealers about Deadline in Maine Law Regarding Pre-Paid Home Heating Contracts
October 7, 2015
Department of Professional and Financial Regulation Issues Reminder to Consumers and Fuel Dealers about Deadline in Maine Law Regarding Pre-Paid Home Heating Contracts
Cmmissioner Anne L. Head from Maine?s Department of Professional and Financial Regulation issued a reminder about the October 31st annual report filing deadline for fuel dealers who registered earlier this year to offer pre-paid contracts this heating season.
Intended to provide greater protections to consumers who use pre-paid home heating contracts, LD 1895, An Act To Protect Consumers by Strengthening the Laws Governing Prepaid Home Heating Oil Contracts, became Public Law, Chapter 574, in March of 2012. The new law responds to cases in recent years of dealers failing to supply fuel, leaving the consumers without oil and unable to recover their money.
?The vast majority of fuel dealers in Maine are reputable and honest,? Commissioner Head said. ?They provide quality service and care about their customers and communities. To discourage those cases when dealers don?t meet their obligation, however, Maine law now requires greater accountability.?
The law requires a fuel dealer who offers pre-paid contracts for home heating oil, kerosene or liquefied petroleum gas to register the dealer?s intent to offer such contracts with the Department by June 30th each year. It also requires these dealers to file a report with the agency by October 31st each year to indicate how the fuel has been secured.
Additionally, the law requires that the annual report form include a notice that a false statement is punishable as a Class D crime. Under the law?s provisions, the Commissioner is required to refer to the Attorney General any registered dealer who fails to provide the required report or who makes a false statement on the required report. The law provides that a violation of the requirements of Title 10, Section 1110 is a violation of the Maine Unfair Trade Practices Act.
Consumers can check on whether a fuel company registered by the June 30th deadline by visiting the Department?s homepage (www.maine.gov/pfr) or calling (207) 624-8511.
Last Updated: October 7, 2015 8:49 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Maine Health Data Organization Introduces New Health Care Quality and Cost Comparison Website
October 27, 2015
The Maine Health Data Organization (MHDO) has launched www.CompareMaine.org a new healthcare transparency website. Consumers can use the new website to compare the average cost of over 200 medical procedures at more than 170 healthcare facilities in the state. They can also use the site to compare quality ratings for many facilities.
?In Maine and across the nation, there can be large differences in the cost and quality for the same health care service. You may pay a lot more for the same procedure depending on where you go,? said Governor LePage. ?Many of us are paying higher out of pocket costs for our health care services. I hope that by making this information available, consumers and employers will be positioned to make better informed decisions.
?This launch is the culmination of an enormous effort,? said Lisa Harvey McPherson, Chair of the MHDO Board of Directors.? Grant funds from the Centers for Medicare & Medicaid Services made the new website possible. MHDO created CompareMaine in collaboration with researchers from the Human Services Research Institute and NORC at the University of Chicago and web designer Wowza.
?CompareMaine differs from other healthcare transparency tools in a few key ways,? said Karynlee Harrington, Acting Executive Director of MHDO. The first is the comprehensiveness of its coverage. CompareMaine displays the average costs for more than 200 health care procedures. Users can compare costs by facility?including hospitals, surgical centers, diagnostic imaging centers, labs, and clinics?and by health insurance companies in the state of Maine. Second, Maine?s healthcare transparency site is one of only two state sites that present quality ratings alongside cost information. These ratings show how patients rank their overall experience and how Maine hospitals compare on keeping patients safe.?
The MHDO convened a consumer advisory group over 18 months ago to provide feedback to the Agency on the content, design and functionality of the new website. ?Using this website and making decisions based on the information it provides is one of the best ways for patients to engage and take responsibility for their own health care. This website gives patients choices,? said the consumer advisory group. The group went on to say, ?As consumers, it?s been a pleasure for us to work with the MHDO. They asked our opinion and they listened and acted on many of our suggestions. Consumers were genuinely involved in the creation of this website. We are proud of what we have made together.?
?We look forward to people visiting our new website and providing us with feedback through the online survey form. We will be updating the cost information on the site twice a year; the quality data will be updated accordingly and will make other updates as needed said Harrington. ?
About MHDO:
The Maine Health Data Organization is a state agency that collects healthcare data from insurance companies and stores them in a highly secure database called an All-Payer Claims Database. This database is the source of the cost information for CompareMaine. The quality ratings on CompareMaine come from Consumer Assessment of Healthcare Providers and Systems (CAHPS) surveys administered by the Agency for Healthcare Research and Quality, the Centers for Medicare & Medicaid Services, and the Federal Centers for Disease Control and Prevention.
Last Updated: October 27, 2015 8:53 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Governor and Commissioner Highlight Initiative to Make Occupational Licensing Easier and Faster for Veterans--Assistance Available at November 10th Veterans Licensing Event
October 30, 2015
In advance of Veterans Day, Governor Paul R. LePage and Commissioner Anne Head are highlighting an ongoing initiative at the Department of Professional and Financial Regulation (DPFR) to make occupational licensing in several professions quicker and easier for veterans with relevant military training and experience.
Governor LePage signed Public Law Chapter 603 in 2012 to ensure that veterans are given full credit for applicable military training and experience when they apply for an occupational license from the Department?s Office of Professional and Occupational Regulation. In 2013, the Governor signed Public Law Chapter 311, which builds on the 2012 measure.
?The people of Maine are tremendously grateful to those who have served,? Governor LePage said. ?We have a responsibility to recognize their skills, and to assist them in obtaining the credentials needed for good jobs. Veterans have much to offer businesses and organizations throughout Maine, and our economy needs their contributions.?
These recent new laws provide the Department with greater flexibility in evaluating and crediting military experience toward license and continuing education requirements. It should also assist veterans and spouses by permitting them to acquire a license by endorsement if they hold a comparable license in another state for the remainder of the term of that license or until a license is obtained in Maine.
In addition to more flexibility, the laws signed in 2012 and 2013 have led to a concerted outreach effort by the Department. Staff has been participating in job fairs for veterans and attending meetings of organizations that serve military members, veterans and their families.
The next event will be held November 10, 2015 from 10:00 a.m. until 2:00 p.m. in the Androscoggin Room at the Department of Professional and Financial Regulation. The Department is located in Gardiner at 76 Northern Avenue. Information or directions can be obtained by calling 207-624-8605.
Additionally, the Department?s homepage (www.maine.gov/pfr) features information to assist veterans in applying their military training and experience toward occupational licensing requirements. Details about licensing can also be obtained by calling Catherine Carroll at 207-624-8605.
Veterans are encouraged to contact the Department before applying for licensure. Military documentation that may be needed includes:
? Copy of a DD Form 214, Report of Discharge; and
? Copy of DD Form 2586, Verification of Military Experience and Training (VMET).
?The Department remains fully committed to evaluating and crediting military experience whenever possible and appropriate,? Commissioner Head said. ?Veterans are encouraged to attend the November 10th event or to contact the Department anytime to learn more about how we can assist them.?
Last Updated: October 30, 2015 8:50 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Governor and Department of Professional and Financial Regulation Offer Guidance for Holiday Season Charitable Contributions--Charitable Scams Often Increase This Time of Year
December 8, 2015
As many families consider holiday season and end of year charitable contributions, Governor Paul R. LePage and Commissioner Anne Head from the Department of Professional and Financial Regulation are encouraging Maine residents to check the legitimacy of unknown charities. Potential donors are urged to research charitable organizations before making a contribution.
?Mainers are very generous and known for lending a hand to those in need,? Governor LePage said. ?Because many people choose to support charities this time of year, criminals are especially active during the holidays in trying to take advantage of the generosity of others.?
Many charitable organizations are required to be licensed with the Department?s Office of Professional and Occupational Regulation, which collects information about charitable activity in Maine and makes it available to the public. A quick check with the Department can provide information to help in determining whether a charity is legitimate or a scam.
?Charitable solicitation scams aren?t new, but they sometimes increase during the holiday season and in the aftermath of tragedies,? Commissioner Head said. ?It?s important for the public to know that guidance and resources are available to assist in making sure contributions are going to real charities.?
Commissioner Head advises individuals to ask questions and seek printed information about unknown charities; to confirm their legitimacy with licensing officials; to never send cash or wire money when requested to do so; to always keep receipts of donations; and to report concerns or complaints about questionable solicitations with the Department and law enforcement.
Information about charities can be obtained through the Department?s website (www.maine.gov/pfr), specifically at www.maine.gov/pfr/professionallicensing/professions/charitable. Links allow for the search of licensed charitable organizations, as well as disciplinary actions. Questions and complaints can also be made by calling the Charitable Solicitations Program at 207-624-8525.
Additional tips and advice accompany this news release and can also be obtained from the Federal Trade Commission (www.ftc.gov/charityfraud/).
The Department of Professional and Financial Regulation protects the citizens of Maine and supports the economy through the oversight of State-chartered financial institutions, the insurance industry, grantors of consumer credit, the securities industry, and numerous professions providing services to the public. More information is available at www.maine.gov/pfr.
Additional Tips and Advice When Considering Charitable Giving: December, 2015
-- Always research unknown charities before contributing.
-- Not all organizations with names that sound like charities are actually charities. Some organizations select names that are similar to those of well-known charities.
-- Whether a charity is new or well established, you may wish to know what percentage of your contribution is spent on fundraising and other expenses---not directly support the charity?s stated purpose.
-- Be cautious when contacted by telephone for a contribution. Ask that the request be put in writing. You may also want to ask if the caller is a paid solicitor or a volunteer.
-- Never give your bank account information or credit/debit card numbers to a caller. And be wary if the person soliciting the contribution is willing to have someone rush to your home or business to meet with you and pick up a contribution.
-- If you wish to receive a tax deduction, make sure the organization has a tax deductible status with the Internal Revenue Service. ?Tax exempt,? ?non-profit,? and ?tax deductible? mean different things. Only ?tax deductible? means contributions are deductible on your income tax return. Visit the IRS website (www.irs.gov/charities) for more information.
-- Be wary of organizations which list only post office boxes or mail drop suite numbers as their address. You may wish to inquire about the charity?s location.
Last Updated: December 8, 2015 9:21 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Governor and Commissioner Recognize Memorial Day by Focusing on Effort to Make Occupational Licensing Easier for Veterans: Assistance Available May 31st
May 29, 2016
In advance of Memorial Day, Governor Paul R. LePage and Commissioner Anne Head are highlighting an ongoing initiative at the Department of Professional and Financial Regulation (DPFR) to make occupational licensing in several professions quicker and easier for veterans with relevant military training and experience.
Governor LePage signed Public Law Chapter 603 in 2012 to ensure that veterans are given full credit for applicable military training and experience when they apply for an occupational license from the Department?s Office of Professional and Occupational Regulation. In 2013, the Governor signed Public Law Chapter 311, which builds on the 2012 measure.
?We should always recall the sacrifice of those who have served, but Memorial Day is a special time of reflection,? Governor LePage said. ?For those who have served and returned to civilian life, we have a responsibility to recognize their skills, and to assist them in obtaining the credentials needed for good jobs. Veterans have much to offer businesses and organizations throughout Maine, and our economy needs their contributions.?
These recent new laws provide the Department with greater flexibility in evaluating and crediting military experience toward license and continuing education requirements. It should also assist veterans and spouses by permitting them to acquire a license by endorsement if they hold a comparable license in another state for the remainder of the term of that license or until a license is obtained in Maine.
In addition to more flexibility, the laws signed in 2012 and 2013 have led to a concerted outreach effort by the Department. Staff has been participating in job fairs for veterans and attending meetings of organizations that serve military members, veterans and their families.
The next event will be held May 31, 2016 from 10:00 a.m. until 2:00 p.m. in the Androscoggin Room at the Department of Professional and Financial Regulation. The Department is located in Gardiner at 76 Northern Avenue. Information or directions can be obtained by calling 207-624-8605.
Additionally, the Department?s homepage (www.maine.gov/pfr) features information to assist veterans in applying their military training and experience toward occupational licensing requirements. Details about licensing can also be obtained by calling Catherine Carroll at 207-624-8605. Veterans are encouraged to contact the Department before applying for licensure. Military documentation that may be needed includes:
? Copy of a DD Form 214, Report of Discharge; and
? Copy of DD Form 2586, Verification of Military Experience and Training (VMET).
?The Department remains fully committed to evaluating and crediting military experience whenever possible and appropriate,? Commissioner Head said. ?Veterans are encouraged to attend the May 31st event or to contact the Department anytime to learn more about how we can assist them.?
Last Updated: May 29, 2016 3:37 PM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Registration Deadline Announced for Fuel Dealers Offering Pre-Paid Home Heating Contracts
June 3, 2016
Commissioner Anne L. Head at Maine?s Department of Professional and Financial Regulation highlighted the June 30th deadline for fuel dealers to register with the state if they intend to offer pre-paid home heating contracts for the next fuel season.
She also announced that a new online process will assist both fuel dealers and the public. The registration form and general information can be obtained from the Department?s website (www.maine.gov/pfr), or directly at www.maine.gov/pfr/hho.html.
Intended to provide greater protections to consumers who use pre-paid home heating contracts, LD 1895, An Act To Protect Consumers by Strengthening the Laws Governing Prepaid Home Heating Oil Contracts, became law in 2012.
The law responded to numerous examples of dealers taking money from Maine consumers, but then failing to supply the fuel, leaving the consumers without oil and unable to recover their money.
?Maine?s fuel dealers are almost always reputable and dependable,? Commissioner Head said. ?However, to discourage cases in which dealers don?t meet their obligation, Maine law has been changed to require greater accountability. The Department is working cooperatively with dealers as we seek to provide more protection for consumers.?
The law requires a fuel dealer who offers prepaid contracts for home heating oil, kerosene or liquefied petroleum gas to Maine residents to register the dealer?s intent to offer such contracts with the Department by June 30th of each year. It also requires these dealers to file a report by October 31st each year to indicate the manner of compliance.
Additionally, the law requires that the annual report include a notice that a false statement is punishable as a Class D crime. The law provides that a violation of the requirements of Title 10, Section 1110 is a violation of the Maine Unfair Trade Practices Act.
Consumers wishing to check whether a fuel company registers by the June 30th deadline, or fuel dealers seeking additional information, can call the Department at (207) 624-8511.
Last Updated: June 3, 2016 11:06 AM
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MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Free Maine State Internal Plumbing Code Training Offered to All Licensed Plumbers and Interested Parties
October 3, 2016
The Department of Professional and Financial Regulation (www.maine.gov/pfr) will be offering free training sessions throughout the state during October, November and December regarding the Plumbers? Examining Board?s recent adoption of the 2015 edition of the Uniform Plumbing Code.
The Board also adopted several amendments to the Code. The Board?s staff will be conducting the training sessions to update all plumbers and interested parties on the recent changes to the Code.
Although the training is not mandatory, the Board strongly encourages journeyman and master plumbers to take advantage of this free training opportunity. Local plumbing inspectors and code enforcement officers may also be interested in the training.
Session dates and times are listed at the bottom of this news release. Although registration is not required, attendance is limited based on the seating capacity at each location. Attendees are asked to arrive early to get a seat.
Code books will be available for purchase on the day of training at the State of Maine member price as listed below. Credit card and checks are acceptable payment methods. Checks should be made payable to ?IAPMO?. Attendees who already have a copy of the 2015 Uniform Plumbing Code should bring it with them to the training.
Questions can be e-mailed to the Board at plumbers.board@maine.gov.
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2016 Training Sessions for Newly Adopted 2015 Edition of the
Uniform Plumbing Code
All sessions start at 4pm with the exception of Rockland and Presque Isle
WHEN WHERE DIRECTIONS
Oct. 3rd
4pm to 6pm Dept. of Professional and Financial Regulation, Central Conference Room (Gardiner) http://www.maine.gov/pfr/directions.html
Oct. 13th
4pm to 6pm Auburn Public Library ? (Auburn)
Oct. 26th
4pm to 6pm University of Maine ? Lincoln Auditorium ? Robert?s Student Center (Farmington) http://www.umf.maine.edu/
Dec. 14th
9am to 11am Northern Maine Community College (Presque Isle) http://www.nmcc.edu/
Last Updated: October 10, 2016 3:53 PM
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MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Department of Professional and Financial Regulation Issues Reminder to Fuel Dealers about Pre-Paid Home Heating Contracts Deadline
October 24, 2016
Maine?s Department of Professional and Financial Regulation issued a reminder about the October 31st annual report filing deadline for fuel dealers who are offering pre-paid contracts this heating season.
The Department created a new webpage and online process for fuel dealers to obtain the needed forms and for the public to determine which fuel dealers are offering pre-paid contracts---and have registered to do so. The forms and general information can be obtained from the Department?s website (www.maine.gov/pfr), or directly at www.maine.gov/pfr/hho.html.
Intended to provide greater protections to consumers who use pre-paid home heating contracts, LD 1895, An Act To Protect Consumers by Strengthening the Laws Governing Prepaid Home Heating Oil Contracts, became law in 2012. The law responded to cases of dealers failing to supply fuel, leaving the consumers without oil and unable to recover their money.
?Fuel dealers in Maine are known for providing quality service and for caring about their customers and communities,? Department Commissioner Anne Head said. ?To discourage those cases when dealers don?t meet their obligation, however, Maine law now requires greater accountability.?
The law requires a fuel dealer who offers pre-paid contracts for home heating oil, kerosene or liquefied petroleum gas to register the dealer?s intent to offer such contracts with the Department by June 30th each year. It also requires these dealers to file a report with the agency by October 31st each year to indicate how the fuel has been secured.
Additionally, the law requires that the annual report form include a notice that a false statement is punishable as a Class D crime. The law also provides that a violation of the requirements of Title 10, Section 1110 is a violation of the Maine Unfair Trade Practices Act.
Consumers can check on whether a fuel company is offering pre-paid contracts and in compliance with this Maine reporting law by visiting the Department?s homepage (www.maine.gov/pfr) or calling (207) 624-8511.
Last Updated: October 24, 2016 3:40 PM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Maine State Board Cautions Consumers about Auctioneer
October 27, 2016
The Board of Licensing of Auctioneers within the Department of Professional and Financial Regulation (www.maine.gov/pfr) recently referred a number of cases to the Attorney General?s Office for disposition. In response, the AG?s Office has filed a civil action in Kennebec County Superior Court. As a result, the Department and Board are cautioning people from engaging the auctioneering services of Jeffrey S. Roberts, who has also done business as Picadilly Place Auction Gallery.
Mr. Roberts? previous auction gallery was in Hallowell and is now in Brewer. The Board and AG?s Office are alleging violations of the Maine Unfair Trade Practices Act, including at least 22 complaints filed by consignors and buyers against this auctioneer.
The consignors allege Mr. Roberts has failed to remit auction proceeds, failed to account for property, auctioned property without consignment contracts, used non-conforming contracts, failed to keep proper records, made misrepresentations to consignors, engaged in unprofessional conduct, aided and abetted the unlicensed practice of auctioneering, engaged in misconduct, employed an unqualified assistant, and breached his fiduciary duty to his consignors.
The Superior Court complaint filed by the AG?s Office requests preliminary and permanent injunctions seeking restitution for consignors and prohibiting Mr. Roberts from engaging in auctioneering, as well as fines, costs and attorney fees.
The Board encourages anyone with information regarding this auctioneer to contact Karen Bivins at Karen.L.Bivins@maine.gov.
Last Updated: October 28, 2016 4:05 PM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Free Maine State Internal Plumbing Code Training Offered to All Licensed Plumbers and Interested Parties
October 28, 2016
The Department of Professional and Financial Regulation (www.maine.gov/pfr) will be offering free training sessions throughout the state during October, November and December regarding the Plumbers? Examining Board?s recent adoption of the 2015 edition of the Uniform Plumbing Code.
The Board also adopted several amendments to the Code. The Board?s staff will be conducting the training sessions to update all plumbers and interested parties on the recent changes to the Code.
Although the training is not mandatory, the Board strongly encourages journeyman and master plumbers to take advantage of this free training opportunity. Local plumbing inspectors and code enforcement officers may also be interested in the training.
Session dates and times are listed at the bottom of this news release. Although registration is not required, attendance is limited based on the seating capacity at each location. Attendees are asked to arrive early to get a seat.
Code books will be available for purchase on the day of training at the State of Maine member price as listed below. Credit card and checks are acceptable payment methods. Checks should be made payable to ?IAPMO?. Attendees who already have a copy of the 2015 Uniform Plumbing Code should bring it with them to the training.
Dec. 13th
9am to 11am Northern Maine Community College ? Edmunds Conference Center (Presque Isle) http://www.nmcc.edu/
Last Updated: October 29, 2016 3:33 PM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Registration Deadline Announced for Fuel Dealers Offering Pre-Paid Home Heating Contracts; Online Registration Process Available to Help Fuel Dealers and Public
June 14, 2017
Commissioner Anne L. Head at Maine?s Department of Professional and Financial Regulation highlighted the June 30th deadline for fuel dealers to register with the state if they intend to offer pre-paid home heating contracts for the next fuel season.
She also noted that an online process is available to assist both fuel dealers and the public. The registration form and general information can be obtained from the Department?s website (www.maine.gov/pfr), or directly at www.maine.gov/pfr/hho.html.
Intended to provide greater protections to consumers who use pre-paid home heating contracts, LD 1895, An Act To Protect Consumers by Strengthening the Laws Governing Prepaid Home Heating Oil Contracts, became law in 2012.
The law responded to examples of companies taking money from Maine consumers, but then failing to supply the fuel, leaving the consumers without fuel and unable to recover their money.
The law requires a fuel dealer who offers prepaid contracts for home heating oil, kerosene or liquefied petroleum gas to Maine residents to register the dealer?s intent to offer such contracts with the Department by June 30th of each year. It also requires these dealers to file a report by October 31st each year to indicate the manner of compliance.
Additionally, the law requires that the annual report include a notice that a false statement is punishable as a Class D crime. The law provides that a violation of the requirements of Title 10, Section 1110 is a violation of the Maine Unfair Trade Practices Act.
Consumers wishing to check whether a fuel company registers by the June 30th deadline, or fuel dealers seeking additional information, can call the Department at (207) 624-8511.
Last Updated: June 14, 2017 1:10 PM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
In the Aftermath of Hurricane Harvey and Preparing for Irma, Governor and Department of Professional and Financial Regulation Encourage Generosity, But Warn Against Scams
September 7, 2017
Governor Paul R. LePage and Commissioner Anne Head from the Department of Professional and Financial Regulation (DPFR) are encouraging Mainers to remain generous and helpful to people impacted by natural disasters, while being vigilant against charitable scams, which frequently crop up in the aftermath of hurricanes and other tragedies. Donors are encouraged to research charitable organizations before making a contribution.
Mainers are very generous and known for lending a hand to those in need, Governor LePage said. Because many families support charities following natural disasters, its important to be mindful that criminals are active in taking advantage of the kindness of others.
Many charitable organizations are required to be licensed with DPFRs Office of Professional and Occupational Regulation, which collects information about charitable activity in Maine and makes it available to the public. A quick check with the Department can provide information to help in determining whether a charity is legitimate or a scam.
Charitable scams arent new, but they increase following natural disasters and other tragedies, Commissioner Head said. Guidance and resources are available to assist the public in making sure contributions are going to legitimate charities.
Commissioner Head advises individuals to ask questions and seek printed information about unknown charities; to confirm their legitimacy with licensing officials; to never send cash or wire money when requested to do so; to always keep receipts of donations; and to report concerns or complaints about questionable solicitations with the Department and law enforcement.
Information about charities can be obtained through the Departments website (www.maine.gov/pfr), specifically at www.maine.gov/pfr/professionallicensing/professions/charitable. Links allow for the search of licensed charitable organizations, as well as disciplinary actions. Questions and complaints can also be made by calling the Charitable Solicitations Program at 207-624-8624.
Additional tips and advice accompany this news release and can also be obtained from the Federal Trade Commission (www.ftc.gov/charityfraud) and the Better Business Bureaus Wise Giving Alliance website www.give.org.
The Department of Professional and Financial Regulation protects the citizens of Maine and supports the economy through the oversight of State-chartered financial institutions, the insurance industry, grantors of consumer credit, the securities industry, and numerous professions providing services to the public. More information is available at www.maine.gov/pfr.
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Tips and Advice When Considering Charitable Giving
September, 2017
-- Always research unknown charities before contributing.
-- Not all organizations with names that sound like charities are actually charities. Some organizations select names that are similar to those of well-known charities.
-- Whether a charity is new or well established, you may wish to know what percentage of your contribution is spent on fundraising and other expenses---rather than in direct support the charitys stated purpose.
-- Be cautious when contacted by telephone for a contribution. Ask that the request be put in writing. You may also want to ask if the caller is a paid solicitor or a volunteer.
-- Never give your bank account information or credit/debit card numbers to a caller. And be wary if the person soliciting the contribution is willing to have someone rush to your home or business to meet with you and pick up a contribution.
-- If you wish to receive a tax deduction, make sure the organization has a tax deductible status with the Internal Revenue Service. Tax exempt, non-profit, and tax deductible mean different things. Only tax deductible means contributions are deductible on your income tax return. Visit the IRS website (www.irs.gov/charities) for more information.
-- Be wary of organizations which list only post office boxes or mail drop suite numbers as their address. You may wish to inquire about the charitys location.
Last Updated: March 27, 2019 7:19 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
"More Important Than Ever" to Compare Health Insurance Plans
September 27, 2017
AUGUSTA ? Maine Insurance Superintendent Eric Cioppa has an urgent message for Maine residents who purchase their health insurance coverage on the Individual Market: ?Take the time to compare your options, and do it before Open Enrollment ends on December 15.?
?As most people are well aware, there has been quite a bit of turmoil in the insurance market this year. This has resulted in higher rates, and also in fewer choices,? Cioppa stated.
Just Two Insurers Selling Marketplace Plans
Anthem, one of the three insurers that sold individual and family plans on the ACA Marketplace in 2017, has chosen not to renew that business in 2018. Anthem will continue to sell plans off the Marketplace, but these plans cannot be purchased with premium subsidies (otherwise known as Advance Premium Tax Credits, or APTCs) and do not provide Cost Sharing Reductions (CSRs) to eligible low-income consumers. Community Health Options and Harvard Pilgrim will continue to offer plans both on and off the Marketplace.
The Impact of the CSR Issue on Silver Plans
It remains uncertain whether the federal government will continue to fund the CSR subsidies, which automatically lower the deductibles and other cost sharing for Silver Plans purchased on the Marketplace by individuals with incomes between 100 and 250 percent of the Federal Poverty Level. If federal funding is discontinued, these extra benefits will have to be funded by increasing the premiums for those Silver Plans that are sold through the Marketplace.
?The important thing for consumers to know is that because the CSR program has not been funded, Silver Plans might no longer be the best choice for many consumers, particularly those who are not eligible for CSRs,? Cioppa said.
Cioppa said that the bottom line is that the complicated pricing structure makes it more important than ever for consumers to look carefully at all costs involved in the plan they choose:
? the premium payment (including any premium subsidy they may receive to help cover the cost);
? the deductible amount that will have to be paid before the insurance company begins to pay;
? the co-insurance amount that they will need to pay after the deductible is met; and
? any co-payments to see primary care providers or specialist, as well as for medications.
?Also, consumers should determine whether a particular plan covers their medical providers and prescriptions. If individuals and families need help doing their homework, calling the Bureau is a good place to start.?
Additional Information and Resources
Consumer Health Care Division: Bureau staff members are available to answer questions Monday through Friday from 8 a.m. to 5 p.m. and can be reached by dialing 1-800-300-5000 or 207-624-8475 (TTY please use Maine Relay 711). Emailed questions can be sent to insurance.pfr@maine.gov.
Other Sources of Assistance: Find an insurance broker or agent, a Marketplace Navigator or Assister near you, along with other information, at www.enroll207.com. Consumers can also contact the insurers directly.
A rate calculator at www.maine.gov/insurance created by the Bureau will be posted in mid to late October, which will make it easy for users to find out which plans they can purchase and an estimate of their rates. The calculator does NOT apply potential premium subsidies. Individuals who purchase plans through the Marketplace will be able to calculate their estimated tax credit at www.healthcare.gov.
Changing Companies/Plans: Individuals who purchased a 2017 Individual (or Family) plan will receive a letter from their insurance company about any and all changes.
? Individuals who had Marketplace plans with Anthem will need to select a new Marketplace plan with Community Health Options or Harvard Pilgrim, or purchase an off-Marketplace plan with Anthem, without premium subsidies.
? Individuals with an off-Marketplace plan through Anthem, Community Health Options, or Harvard Pilgrim, who do not select a new plan and continue to make payments, will automatically be re-enrolled into their existing plan. If the plan has been discontinued by the company, the policyholder will be automatically re-enrolled into the plan that is most similar to their current one.
Updating Information for Subsidy and Tax Purposes: Those who purchased a 2017 plan through the Marketplace will receive a notice urging them to update their income and household information, to ensure accurate calculation of tax credits for 2017.
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The Maine Bureau of Insurance is part of the Department of Professional and Financial Regulation (www.maine.gov/pfr), which encourages sound business practices through high quality, impartial and efficient oversight of insurers, financial institutions, creditors, investment providers, and numerous professions and occupations.
Last Updated: September 27, 2017 12:56 PM
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MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Governor Mills Issues Executive Order to Expand Access to Health Care During COVID-19
April 7, 2020
AUGUSTA - Governor Janet Mills has signed an Executive Order to further expand access to health care for Maine people in the face of COVID-19. The Order takes additional steps to bolster the health care workforce, expand telehealth services, and temporarily alleviate certain licensing requirements, building upon the Governor's March 20 Executive Order.
"As the demands on our health care system grow, it is critical that we ensure Maine people have access to the health care services they need in the face of COVID-19," said Governor Mills. This Executive Order allows nonresidents and retired Maine health care providers, such as respiratory therapists, to serve Maine people during the pandemic.
This action also ensures that Mainers can access a broader range of health care services via telehealth, minimizing in-person visits to comply with physical distancing guidelines said Department of Professional and Financial Regulation Commissioner Anne Head. Commissioner Head also noted that, the COVID-19 situation has made it difficult for licensees to complete some of the steps necessary for licensure, including continuing education. For compassionate and practical reasons, the order waives continuing education requirements for license renewals through March 20, 2021.
This Executive Order allows:
All health care providers licensed by the Office of Professional and Occupational Regulation (OPOR), such as psychologists, social workers, and physical therapists to:
provide their services via telehealth
have their license expiration dates extended until 30 days following the end of the declared state of emergency, if the license was scheduled for renewal during the state of emergency
not have to complete continuing education requirements for license renewals that occur through March 20, 2021.
In addition, certain health care providers licensed by OPOR, such as respiratory care therapists and pharmacists may:
Receive a temporary license to provide health care in person or through telehealth, with no application fee, if currently licensed in another state
Reactivate their Maine license immediately, with no application fee, if retired within the last three years.
The Governors March 20 Executive Order applied only to licensed physicians, nurses and physician assistants. For more details including a complete description of the OPOR licensees covered under this order, please refer to the Executive Order.
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Last Updated: April 7, 2020 11:12 AM
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MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
The Maine Board of Licensure in Medicine, Board of Osteopathic Licensure, Board of Nursing, and Board of Pharmacy issue guidance for their licensees regarding prescribing hydroxychloroquine, chloroquine, and azithromycin for prophylactic purposes
Department of Professional and Financial Regulation, Joan Cohen joan.cohen@maine.gov
The Maine Board of Licensure in Medicine, Board of Osteopathic Licensure, State Board of Nursing, and Board of Pharmacy have adopted guidance for their licensees regarding prescribing hydroxychloroquine, chloroquine, and azithromycin for prophylactic purposes in response to the COVID-19 outbreak. These statements are in response to reports nationally and in Maine, that health care providers with prescriptive authority are prescribing these medications for themselves, family members or for patients without a COVID-19 diagnosis which may lead to stockpiling of medication, inappropriate use and potential drug shortages for patients with a legitimate need.
"I am grateful to the Boards for their quick action to address the importance of adherence to evidence-based prescribing of medications during the COVID pandemic" said Dr. Lisa Letourneau, DHHS Senior Advisor. The Boards play an essential role in protecting patients by assuring that their licensees maintain high standards of care, especially during this health emergency.
For Prescribers (Physicians, Physician Assistants and Advanced Practice Registered Nurses with Prescriptive Authority):
Prescribing for self or family is considered unethical and unprofessional (except in acute or emergency circumstances)
Prescribing chloroquine, hydroxychloroquine, and azithromycin for prophylactic purposes in response to the COVID-19 outbreak may be considered unprofessional conduct, may negatively impact drug supplies impacting the health of existing patients who are established on these medications for treatment of their disease, and may lead to improper use which can cause patient harm.
Prescribers are reminded to prescribe appropriately and to consider medication side
effects, drug interactions, contraindications, and appropriate monitoring requirements
(e.g. laboratory and cardiac testing). Meeting appropriate monitoring requirements for
patients may be limited or restricted during this pandemic. You must exercise sound
professional judgment and adhere to evidence-based standards of practice in making
your prescribing and treatment decisions.
For Pharmacists:
Pharmacists should use their professional judgment to verify that prescriptions for
chloroquine, hydroxychloroquine, and azithromycin are issued for legitimate medical
purposes and not for prophylactic treatment unless consistent with prescribing guidelines
of the Food and Drug Administration and the Centers for Disease Control and Prevention.
To prevent drug shortages, pharmacists should contact prescribers to confirm the
diagnoses of patients newly prescribed these medications, and pharmacies should refrain
from inappropriately stockpiling these medications.
A prescription for these medications for purposes of treating COVID-19 should contain a
diagnosis code of an active or presumed case of COVID-19 and be limited to a 14-day
supply.
Pharmacists should continue to fill prescriptions for up to 90-day supplies for patients
who have existing prescriptions for any of these medications for treatment of conditions
other than COVID-19.
Each of the board's statements is effective immediately. The statements can be read in their
entirety at these links:
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Linda Conti of Augusta Assumes Role of Superintendent of Consumer Credit Protection
June 26, 2023
AUGUSTA, Maine - The Maine Department of Professional and Financial Regulation announced today that Linda J. Conti, Esq., of Augusta has assumed the role of Superintendent of the Bureau of Consumer Credit Protection. Conti brings decades of experience in law and consumer protection, including 20 years leading the Maine Attorney General's Consumer Protection Division.
In her new role, Conti oversees the nineteen employees of the Bureau as they work to protect Maine citizens from unfair and deceptive practices concerning consumer loans, credit sales, and debt collection. The Bureau is a division of the Department of Professional and Financial Regulation.
"During my service as Attorney General, Linda and I worked together to stand up to those trying to exploit Maine people. I was pleased to nominate her to this critical role," said Governor Janet Mills. I thank Linda for her willingness to continue her service to the people of Maine in this new role, and the Maine Senate for her swift and unanimous confirmation.
I look forward to drawing on my decades of experience working to protect Maine people from unfair and deceptive practices, said Linda Conti. I thank Governor Mills for nominating me to serve, and the Maine Senate for confirming me.
During her three decades in the Attorney Generals office, Linda Conti worked closely with the Department of Professional and Financial Regulation, and earned the respect and admiration of our staff, said Anne Head, Commissioner of the Department of Professional and Financial Regulation. We are thrilled to officially welcome Linda to our Department.
Conti was appointed by Governor Mills to serve as Acting Superintendent in February 2023 following the retirement of Superintendent William Lund. In May, Governor Mills nominated Conti to finish the remainder of Lunds term, which expires in April 2026. Contis nomination earned a unanimous endorsement from the Legislatures Joint Standing Committee on Health Coverage, Insurance and Financial Services on May 25, and unanimous confirmation by the Maine Senate on May 30.
Conti joined the Office of the Attorney General in May 1988 and served as Chief of the Attorney Generals Consumer Protection Division from 2002 to 2022. She holds a B.A. from Wellesley College and a J.D. from the University of Maine School of Law.
In addition to her distinguished career in state government, Conti has served the people of Augusta as a city councilor since 2014.
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Last Updated: July 19, 2023 9:15 AM
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MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Commissioner Announces Appointment of Maine Securities Administrator
October 31, 2023
AUGUSTA -Department of Professional and Financial Regulation Commissioner Anne Head today announced the appointment of Jesse Devine as Administrator of the Maine Office of Securities. The Office is responsible for protecting Maine investors through fair and balanced regulation of the securities industry and effective enforcement of any violations of Maine's securities laws and rules.
"Jesse brings extensive experience in investor protection including expertise in oversight of virtual assets. I am confident that he will bring all his knowledge and expertise to bear in leading an agency dedicated to helping Mainers make wise and safe investments decisions while protecting them from unscrupulous individuals seeking to separate them from their assets," said Commissioner Head.
A seasoned litigator, Devine has served for more than a decade as an Assistant Attorney General in the Investor Protection Bureau of the New York State Office of the Attorney General. During that time, he investigated and litigated complex financial and securities fraud cases resulting in the recovery of hundreds of millions of dollars for investors and the State of New York. Devines recent work has focused on multijurisdictional actions, including cases involving cryptocurrency platforms that defrauded investors.
Prior to joining the New York Attorney Generals Office, Devine was an associate with Patterson Belknap Webb & Tyler where his practice focused on commercial litigation, internal investigations, and responding to regulatory inquiries, including matters representing investment funds and securities firms.
Devine has a bachelors degree from Wesleyan University and a JD from New York University School of Law.
No stranger to the State of Maine, Devine is looking forward to carrying on the work of the agency. After decades of visiting Maine each summer, I am excited for the opportunity to help serve the people of this state on a more permanent basis, Devine said. I am eager to join the dedicated team at the Maine Office of Securities and get to work.
Devine assumed the role of Securities Administrator in September to complete the remainder of the four-year term of former Administrator Judith Shaw. Shaw retired in July 2022 but returned to serve as Acting Administrator while a search for her replacement was underway.
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Last Updated: October 31, 2023 10:46 AM
. . . . . . NEWS
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Maine Joins $3 Million State and Federal Settlements with Crypto Platform TradeStation
February 7, 2024
Gardiner, MAINE - The Maine Office of Securities today announced the entry of a consent order against TradeStation Crypto, Inc. (TradeStation) relating to the company's unregistered crypto interest-earning program. The consent order finds that TradeStation violated Maine law by offering and selling securities without proper registration or disclosure to investors.
As part of coordinated settlements with state and federal regulators, TradeStation has agreed to pay up to $3 million in fines and penalties and to cease and desist offering its crypto interest-earning program or any security that does not comply with applicable laws and regulations. TradeStation also has repaid affected investors in full, including interest.
As a result of the Maine consent order, TradeStation has paid $29,411.76 into the states Securities Restitution Assistance Fund.
"The consent order announced today sends a clear message that crypto-related businesses must follow the law like everyone else," said Securities Administrator Jesse Devine. The Maine Office of Securities is committed to protecting investors and the integrity of financial markets.
TradeStation, a Florida corporation formed in 2018, provides crypto-asset-related financial services to retail and institutional customers in the United States, including investing and trading services. From August 1, 2020 to June 2022, TradeStation offered and promoted a crypto interest-earning program to investors in Maine and throughout the United States via its website and other platforms. Under this program, investors passively earned interest on crypto assets by loaning them to TradeStation, which maintained total discretion over the revenue-generating activities from which it paid returns to investors.
TradeStations failure to comply with registration requirements meant that investors were sold unregistered securities in violation of state law and additionally were deprived of critical information and disclosures necessary to understand the potential risks of TradeStations crypto interest-earning program.
The settlement stems from a comprehensive investigation led by state securities regulators in Alabama, California, Mississippi, North Carolina, Ohio, South Carolina, Washington and Wisconsin, coordinated under the auspices of the North American Securities Administrators Association (NASAA) Enforcement Section Committee.
The Maine Securities Administrator previously entered consent orders against crypto companies NEXO Capital Inc. in February 2023 and BlockFi Lending LLC in June 2022 for their unregistered offer and sale of securities in the form of similar crypto interest-earning programs.
The Maine Office of Securities urges investors to be careful when dealing with crypto-related businesses and to report any suspicious activities to the Office at 207-624-8551. Investors can also visit the Office of Securities website at www.investors.maine.gov to file a complaint, get information about financial professionals, and learn more about how to protect themselves from fraud and scams.
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The Office of Securities is an agency within Maine's Department of Professional and Financial Regulation
MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Maine Bureau of Consumer Credit Protection Settles with Abra to Return Cryptocurrency Assets
June 26, 2024
Contact: Linda Conti
The Maine Bureau of Consumer Credit Protection along with twenty-four other state financial regulatory agencies took action against Plutus Financial, Inc., Abra Trading, LLC, Plutus Financial Holdings, Inc., Plutus Lending, LLC (collectively known as "Abra"), and CEO and largest equity owner William Bill Barhydt for operating a cryptocurrency company without receiving the required state licensing. The settlement will result in a repayment to Maine customers of approximately $7,195.43 for 42 unlicensed transactions.
A multistate investigation found that Abra operated a mobile application for buying, selling, trading, and investing in cryptocurrency without obtaining the required licenses. Under the settlement, Abra agreed to cease accepting virtual asset allocations from U.S. Abra Trade Account customers into their products and services and cease making, buying, selling, or trading cryptocurrencies available to U.S. Abra Trade customers as of June 15, 2023. The settlement terms require Abra to refund any remaining virtual assets on its platform for U.S. Abra Trade customers in the settling states.
Our role is to protect consumers by preventing unlicensed activity, said Linda Conti, Superintendent of Consumer Credit Protection. Companies that do not operate within Maine's laws will be held accountable.
Additionally, under the settlement, Barhydt agrees he will not participate in any capacity in the business or affairs of any money transmitter or money services business licensed or required to be licensed in the settling states other than as a passive investor for five years.
Maine and the other states participating in the settlement agreed to forgo a monetary penalty of $250,000 per jurisdiction to facilitate customer repayment. Once the remaining virtual assets are returned pursuant to the settlement terms, up to $82.1 million will be paid back to consumers. The investigation and settlement took place in conjunction with a separate investigation by state securities regulators.
Consumers who have questions about the settlement or believe they may have been impacted by Abras unlicensed activity should contact the Bureau at 800-332-8529 or 207-624-8527 Hearing Impaired: Maine Relay 711. Consumers can also visit https://www.NMLSConsumerAccess.org to verify that a company is licensed to do business in Maine and view past enforcement actions.
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Last Updated: June 27, 2024 1:28 PM
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MAINE DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
35 SHS, Augusta, Maine 04333
Phone:
(207) 624-8500
Fax:
(207) 624-8690
TTY:
Please Call Maine Relay 711
Maine Superintendent of Insurance: How Mainers Can Best Protect Against Storm Damage, Flooding
July 26, 2024
Maine has been hard hit by storms and flooding over the past year, with five disaster declarations in 2023 and two more so far this year. And hurricane season has just begun.
Extreme weather events here and across the country have fueled rising property insurance rates. In addition to natural disasters, rates are affected by higher costs for labor and materials, and rising real estate values, all of which affect the cost of replacing damaged property. Despite recent rate increases, Maine continues to have lower property insurance premiums than most other areas of the country, but that may be cold comfort for homeowners hit with double-digit rate increases.
Here are a few things homeowners can do to reduce insurance premiums and protect their property.
First, talk to your insurance broker or agent to see if there are more affordable options. Shopping around can save you money. Your agent can also check for discounts, such as "bundling" opportunities (using the same insurer to cover your home and auto) and discounts for certain upgrades to your home. You may also consider increasing your deductible to lower your premium.
Check to see if your homeowner's policy contains a water damage exclusion, as this standard provision exempts the insurer from covering flood-related damage. When a storm surge destroyed a deck and shed belonging to a homeowner on the coast, their claim was denied due to their policys exclusion for flood, surface water, waves, and tidal water.
Consider buying flood insurance. Last year, homeowners along the Kennebec and Androscoggin rivers suffered severe property damage from flash flooding. Much of this damage was not covered by their homeowners insurance.
Good property maintenance is always advised. This year, a homeowner in Mid Coast was denied coverage for storm damage because their insurer and an independent adjusted determined that their home flooded due to improper window installation and pre-existing rot and mold.
You may also want to talk to your neighbors about their property. Recently, a property owner on the coast had her claim denied after an adjoining propertys dock snapped off during a storm and smashed into her wharf. The property insurance policy did not cover damage from waterborne material carried or otherwise moved by water.
If you are concerned about premiums for homeowners insurance or other types of coverage or would like to learn more about your insurance options, contact your broker or agent. You can always check with the Maine Bureau of Insurance (https://www.maine.gov/pfr/insurance/home), a reliable and unbiased source of information on insurance and insurance companies in Maine.
Shop around for coverage, review your insurance policys coverage and exclusions, and maintain your property. These steps can save you money and help protect your home, which is often our largest single investment. Natural disasters are occurring with increasing frequency and severity. Be sure to protect yourself, your family, and your home.
Bob Carey is the Superintendent of Insurance of the Maine Bureau of Insurance, an agency within the Maine Department of Professional and Financial Regulation.