Maine Bureau of Insurance Announces Public Information Sessions, April 12 & 13, Regarding Proposed Federal Section 1332 Waiver

April 9, 2018


Contact: Judith Watters, Consumer Outreach Specialist


Augusta -

Maine Insurance Superintendent Eric Cioppa announced that the Bureau of Insurance would hold two public meetings this week, to provide information on the State’s proposed Section 1332 application under the federal Affordable Care Act (ACA). Section 1332 State Innovation Waivers permit states to pursue innovative strategies that support high-quality, affordable health insurance.

Public information meetings will include a presentation about the proposed waiver application, followed by a time for questions and comments. Comments at the meeting may be submitted orally or in writing.

The meeting dates, times and locations are as follows:

Bangor: April 12, 2018, 5:00 p.m. to 7:00 p.m.
Husson University Board Room, 1 College Circle

Portland: April 13, 2018, 5:00 p.m. to 7:00 p.m. Room 213 Abromson Community Education Center, 88 Bedford St.

Persons in need of auxiliary aid for effective participation in the meetings are invited to contact Karma Lombard at (207) 624-8540 or by email at

Public Comments:

Written comments will be accepted until 5:00 p.m. on May 2, 2018 and may be submitted via:

email to

or by mail to

ATTN: 1332 Proposed Waiver Application Maine Bureau of Insurance 34 State House Station, Augusta, ME 04333-0034

Maine Guaranteed Access Reinsurance Association (MGARA):

MGARA had active operations in Maine in 2012-13. It provided reinsurance to the individual health insurance market which allowed premiums for that market to remain lower than they otherwise would have been. MGARA was funded by reinsurance premiums paid by health insurers as well as by a $4 per member per month assessment across all segments of the health insurance market. Active operations were suspended in 2014 with the launch of the federal transitional reinsurance program, which has since terminated.

In 2017, the Maine Legislature enacted a law that allows MGARA to resume operations, upon approval of the Superintendent of Insurance. However, reactivation requires the granting of a federal Section 1332 innovation waiver assuming relevant federal law remains unchanged.

Under the proposed waiver application, savings realized by the federal government through MGARA’s operation would be returned to Maine to help stabilize the individual health insurance market through reduced individual premiums. The waiver application is required to be revenue neutral to the federal government.

Consumers with questions about insurance matters can obtain information and assistance from the Bureau by visiting the agency’s website (, calling toll-free 1-800-300-5000 (TTY call Maine Relay 711), or e-mailing

The Bureau of Insurance is part of the Department of Professional and Financial Regulation, which encourages sound ethical business practices through regulation of insurers, financial institutions, creditors, investment providers, and numerous professions and occupations for the purpose of protecting the citizens of Maine.

Last Updated: April 9, 2018 2:24 PM