Maine Insurance Bureau, NAIC Launch Nationwide Life Insurance Policy Locator Tool

December 22, 2016


Contact: Eric A. Cioppa, Deputy Superintendent


Augusta -

The Maine Bureau of Insurance and the National Association of Insurance Commissioners (NAIC) have launched a service that allows consumers to search nationally to find a deceased person's lost life insurance policies and annuities.

The Bureau had launched a locator service earlier this year, but will now merge its efforts with the NAICs new national Life Insurance Policy Locator, which can be accessed on the NAICs website ( or from the Bureaus website (

The coordinated effort will better assist individuals with finding life insurance policies and annuities, estimated by Consumer Reports to equal $1 billion in unclaimed benefits.

"This service will be of great assistance to many Mainers and others who have benefits due to them," Bureau Superintendent Eric Cioppa said. The tool streamlines and simplifies the process for consumers and insurance companies. Anyone with questions about the systems should contact the Bureaus Consumer Health Care Division.

The online system encrypts information to maintain confidentiality. Insurance companies participating in the system will compare submitted requests with policyholder information and report all matches to state insurance departments. Companies will then contact beneficiaries or their authorized representatives.

The Bureau of Insurance is available to answer questions Monday through Friday from 8 a.m. to 5 p.m. by dialing 1-800-300-5000 or 207-624-8475 (TTY please use Maine Relay 711). Consumers may also email questions to

Last Updated: October 27, 2020 12:56 PM