For more information, visit our section for Producers - http://www.maine.gov/pfr/insurance/regulated/individuals_bus_entities/producers/index.html
Q: Is the Maine Bureau of Insurance offering temporary licenses while testing centers are closed due to COVID-19?
A: Yes. In accordance with Bulletin 445 and 24-A M.R.S. §1420-J(1)(D), the Bureau will be issuing temporary licenses to resident insurance producer applicants who are unable to take the otherwise-required insurance examination due to the current pandemic.
A: No, not at this time. The Bureau will continue to monitor the situation and make changes to our processes and requirements as necessary.
A: The Bureau is issuing temporary licenses to individuals who meet the conditions the Superintendent established in Bulletin 445. Maine residents who meet the conditions for licensure and who have a sponsoring insurer or producer may apply for licensure. Applicants may not be granted temporary licenses if they are found to have engaged in any of the following acts.
- Providing incorrect, misleading, incomplete, or materially untrue information in any application or in any communication to the commissioner.
- Obtaining or attempting to obtain a license through misrepresentation or fraud.
- Intentionally misrepresenting the terms of any actual or proposed insurance contract or application for insurance.
- Having admitted or been found to have committed any insurance unfair trade practice or fraud.
- Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in the conduct of business under a license in this state or elsewhere.
- Improperly withholding, misappropriating, or converting any monies or properties belonging to the insurers, insureds, or others received by the licensee in the exercise of his or her license.
- Violating insurance laws or violating any valid order, subpoena, rule, or regulation, issued by the commissioner or issued by another state's insurance commissioner.
- Having been convicted of certain criminal offenses.
- Having an insurance producer license, or its equivalent, denied, suspended, or revoked in any other state, province, district, or territory.
- Forging another's name to an application for insurance or to any document related to an insurance transaction.
- Improperly using notes or any other reference material to complete an examination for an insurance license.
- Knowingly accepting insurance business from an individual who is not licensed.
- Failing to comply with an administrative or court order imposing a child support obligation.
- Failing to pay state income tax or failing to comply with any administrative or court order directing payment of state income tax.
A: The sponsoring insurer or producer is responsible for supervising the activities of the temporary producer for the duration of the temporary license term.
A: The Bureau has a specific application for temporary licenses issued in connection with COVID-19. The application includes a sponsor affidavit.
A: No. Temporary licenses will only be available to residents and will only allow the resident to act as a temporary producer in the State of Maine. The Bureau will not grant licenses to nonresidents based on reciprocity if the home state license is a temporary license.
A: Yes. If an applicant holds a non-temporary license in their home state, they may apply for a regular nonresident Maine license on a reciprocal basis. This temporary licensing process is to assist applicants who cannot schedule and pass the required insurance examination.
A: A temporary license costs $65. Payment may be made by check, payable to “Treasurer, State of Maine”, or by credit card. For credit card payments, please complete the credit card authorization form available on the Producer page under Fees” . The Bureau cannot accept credit card payments by phone.
A: Temporary license terms are limited to 180 days by statute. The Bureau has decided that temporary licenses in connection with COVID-19 will expire on the earlier of 90 days after Pearson VUE reopens its facilities or 180 days.
A: Yes, appointments can now be submitted electronically through NIPR and their approved business partners for temporary licenses.
A: Yes. Although the insurance licensing examination is waived for temporary license applicants, all individuals who wish to obtain a temporary license and engage in the sale of annuity products, long-term care or other relevant products must complete all required training prior to the sale of any such products, and all issuing carriers that have appointed a producer must verify appropriate training compliance.
A: For a temporary producer to continue to engage as an insurance producer following the expiration of the temporary license, the individual must take and pass the required insurance producer exam(s), apply for the appropriate license online at www.nipr.com, and submit the required application fees.
A: You may contact the Bureau's licensing unit by phone at (207) 624-8475 or by email at Insurance.firstname.lastname@example.org.