For more information, visit our section for Consultants - http://www.maine.gov/pfr/insurance/regulated/individuals_bus_entities/consultants/index.html

Consultant FAQs
Topic Frequently Asked Questions
Print a License How do I print my license?
Duplicate Copy of License How do I request a copy of my license?
License Renewal How do I renew my license? What is the fee?
What is my Renewal Date There is no expiration date on my license.  What is my renewal date?
Change Contact Information How do I change my contact information?
Access Code How do I obtain my Access Code?
First Time Licensee I am a first time licensee, how do I get started?
Exam Requirements Are there any additional exam requirements?
Submit an Application How do I submit an application?
Application Fees and Military Exemption What are the application fees? Is there a military exemption?
Bond Requirement Is there a bond requirement?
Lines of Authority What lines of authority can I apply for as a Consultant?
Client Contract Are there any contract requirements?
Criminal Convictions I have a criminal conviction.  Will this stop me from obtaining a license?
Reporting Administrative and Criminal Actions After I become licensed, how and when do I report administrative actions?  Criminal actions?
Contacting the Licensing Section How do I contact the Licensing Section?

 

Q: How do I print my license?

A: Maine is not currently set up to print licenses electronically.  The current process is for us to mail a hard copy of the license to the mailing address within two weeks of license approval.  Renewal licenses will only be sent upon request at renewal time.

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Q:  How do I get a copy of my license?

A: You can request a duplicate copy of your license at: http://www.maine.gov/pfr/insurance/regulated/individuals_bus_entities/duplicate_license_request.html  Go into the ALMSOnline service using your license number and Access Code.  Once submitted, the license will be automatically emailed to the primary email address you provide.

If you prefer to receive a hard copy of the license in the mail, you can request the duplicate by completing the paper Duplicate License Request form.  The fee is $10 and the license will be mailed within two weeks.

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Q: How do I renew my license? What is the fee?

A: Resident Renewals must be processed manually.  Please wait to receive your renewal invoice in the mail and follow the instructions on the invoice.  Invoices are mailed 6-8 weeks prior to the renewal due date. Maine individual resident consultant licenses are renewed automatically by our office the first business day following the Continuing Education (CE) due date, as long as all CE Requirements have been met and the renewal payment has been submitted. The Resident Consultant renewal fee is $50; Non-Resident Consultant renewals can be done via www.nipr.com or by paper invoice and the fee is $100.

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Q: There is no expiration date on my license.  What is my renewal date?

A: Resident consultant renewal dates are based on their CE due date. Non-resident consultant renewal dates are 01/01/even years.

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Q: How do I change my contact information?

A: Address/contact information can be changed 1 of 2 ways:

  1. Electronically via ALMS Online with an access code. This will change your information for Maine only.
  2. Via paper form which can be faxed, e-mailed or mailed to the Bureau of Insurance. This will change your information for Maine only.

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Q: How do I obtain my Access Code?

A: Access Codes are included in the email with your initial license. If you do not have your access code, please submit your request via e-mail at https://www1.maine.gov/cgi-bin/online/licensing/begin.pl?board_number=1040 or call 207-624-8475 and request Producer Licensing. Once an individual licensee logs in with their access code, they will be prompted to pick a security question and create a unique password for future logins.

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Q: I am a first time licensee, how do I get started?

A: As a resident consultant, you must take the appropriate licensing exam first.  You will need to contact our licensing vendor, Pearson Vue at www.pearsonvue.com to schedule the exam.  Once you have passed the exam, you would then submit the application to us for licensure.  Please see above regarding how to submit an application.

As a non-resident consultant, as long as you have an active resident Consultant license in another state, all you need to do is submit an application for licensure.  Please see above regarding how to submit an application. If you reside in a state that does not offer a consultant license or offer a license that is similar to our consultant license, you may take our exam to qualify for a nonresident consultant license.

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Q: Are there any additional exam requirements?

A:  Yes. Consultant candidates are required to have a minimum of five (5) years’ experience in the type of insurance for which they are applying. Consultant candidates who do not have an Experience Affidavit form will be turned away from the test center and will have to pay an additional fee the next time they take the examination. The Experience Affidavit form can be found in the Candidate Handbook located online at www.pearsonvue.com.

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Q: How do I submit an application?

A:  Consultant applications can be submitted by paper application found on our website at http://www.maine.gov/pfr/insurance/producer/licforms.htm#Consultants and submit by e-mail, fax or regular mail (see How do I contact the Licensing Section?).

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Q: What are the application fees? Is there a military exemption?

A: The resident consultant application and licensee fee is $75.00.  The non-resident consultant application and license fee is $125.00.
There are no military exemptions.

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Q:  Is there a Bond requirement?

A:  Yes, both resident and non-resident consultants must have a $20,000 bond minimum.

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Q:  What lines of authority can I apply for as a Consultant?

A:  As a Maine resident, your line of authority will be based on the consultant exam you take.  Maine offers Property and Casualty and Life and Health. As a non-resident, your line of authority will be reciprocal with your home state.

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Q:  Are there any contract requirements?

A: A licensee may not act in any further capacity for which a license is required without having first entered into a written contract with a client. The contract must include, without limitation, the amount and basis of any consulting fee and the duration of employment and must be in a form approved by the superintendent.  Examples can be found on the website at (please include the new statutory requirements reference as above)

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Q: I have a criminal conviction.  Will this stop me from obtaining a license?

A: Not necessarily.  There are certain convictions that can be considered for denial of a license; however, every scenario is reviewed independently and every applicant has a right to a hearing.  Please contact the Licensing Division with specific questions.

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Q: After I become licensed, how and when do I report administrative actions?  Criminal actions?

A: Administrative actions.  A licensee shall report to the superintendent any administrative action taken against the licensee in another jurisdiction or by another governmental agency in this State within 30 days of the final disposition of the matter. This report must include a copy of the order, consent to order or other relevant legal documents.

Criminal actions.  Within 30 days of the initial pretrial hearing date, a licensee shall report to the superintendent any criminal prosecution of the licensee taken in any jurisdiction. The report must include a copy of the initial complaint filed, the order resulting from the hearing and any other relevant legal documents.

Information can be reported by posting to the NIPR Attachment Warehouse (www.nipr.com), e-mail to our office at insurance.pfr@maine.gov or fax to 207-624-8599.

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Q: How do I contact the Licensing Section?

  • Licensing Supervisor – Pamela Roybal – 207-624-8408 – pamela.l.roybal@maine.gov
  • Licensing Attorney – Lindsay Laxon – 207-624-8429 – lindsay.j.laxon@maine.gov
  • Licensing Specialist – Debra Ayotte – 207-624-8413 – debra.j.ayotte@maine.gov
    • Debra can help with questions concerning Name Changes, Address Changes, Affiliations, Terminations, Resident to Non-Resident and general licensing questions.
  • Licensing Specialist – Vacant
  • CE Coordinator – Dawn Kilgore – 207-624-8411 – dawn.kilgore@maine.gov
    • Dawn can help with all questions related to Continuing Education as well as general licensing questions.
  • Insurance Claims Examiner – Tracy Cunningham – 207-624-8436 – tracy.a.cunningham@maine.gov
    • Tracy can help with questions related to electronic transactions, disclosures including criminal and administrative, enforcement actions and general licensing questions.
  • Mailing Address for regular mail: 34 SHS Augusta, ME  04333
  • Mailing Address for UPS, FedEx, Overnight: 76 Northern Ave. Gardiner, ME  04345
  • General Contact Info: insurance.pfr@maine.gov; Fax # 207-624-8599; Phone # 207-624-8475; Toll Free # In State Only 1-800-300-5000