Long-Term Care Insurance Basics

Most people will need long-term care at some point in their lives. The care may be provided at home or in a facility.

If you need to pay for care in the future, how will you cover the cost?

  • If you have a low income and have spent down your assets, Medicaid (MaineCare) may pay for your care.
  • If you have assets to protect, you may want to consider buying a long-term care policy. Or, you may decide to pay for your care, if and when it's needed, with your savings and assets.

Browse this section of the Bureau's website and use the following to find out more about long-term care planning and insurance:

Contact us with any questions you may have or call us to discuss a complaint at: (207)-624-8475 or (800) 300-5000 (in Maine only); at Maine Relay 711 (for the hard of hearing); or at Insurance.PFR.maine.gov.

Find more resources at the National Association of Insurance Commissioners INSURE U