The bureau provides a number of consumer guides to provide you with information about various kinds of insurance. These guides provide information about purchasing, coverage, claims, complaints and more.

Select a Category: Auto | Commercial | Disability | Health | Homeowners/Renters | Life & Annuities | Long-Term Care | Medicare |Workers' Compensation | Other Insurance Lines

Consumer Guides by Kind of Insurance and Category
Auto Insurance
Category Name
A Summary on Auto Insurance Consumer's Guide to Personal Auto Insurance
Buying Tips
Cancellation or Nonrenewal Cancellation and Nonrenewal of Personal Auto or Homeowner's Insurance
Claims Making the Auto Claims Process Easier
Complaint Comparison Personal Auto Insurance Complaint Comparison
Credit Information - How is it used? Consumer's Guide to How Insurers Use Credit Information for Personal Auto and Homeowners Insurance
Mature Drivers
Policy Forms Comparison Policy Forms Used by the 10 Largest Private Passenger Automobile Insurance Groups in Maine
Youthful Drivers
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Commercial Insurance
Category Name
Businesses Insuring Your Business -- The Basics of Property & Liability Coverage
Farms Insuring Your Farm -- The Basics of Property & Liability Coverage
Disability Insurance
Category Name
A Summary on Disability Insurance Consumer's Guide to Disability Insurance
   
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Health Insurance
Category Name
A Summary on Individual Health Insurance Consumer's Guide to Individual Health Insurance in Maine
A Summary on Small Business Health Insurance A Guide to Health Insurance for Small Businesses
Appeals Guide to the Health Insurance Appeals Process
Buying Tips - Health Insurance What Should I Look for When I Buy Health Insurance?
Buying Tips - Cancer Insurance
Claim Denial Guide to the Health Insurance Appeals Process
Complaint Comparison Health, Disability, and Long-Term Care Insurance Complaint Comparison
External Review Request Guide to Requesting an External Review When Your Health Insurer Denies Benefits for Health Care Services
External Review Summary Maine Medical Insurance External Review Summary
Health Savings Accounts Health Savings Accounts for Individuals with High Deductible Health Plans (U.S. Treasury website)
Mandated Benefits History of Mandated Health Insurance Benefits
Market Snapshots
Renewing Individual Health Plan Renewing Your Individual Health Care Plan -- Important Things to Know about Renewal and Auto-Enrollment
Short-Term Health Insurance Plans Know What You're Getting Before You Buy
Tips on Health Insurance Health Insurance Tips
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Homeowners and Renters Insurance
Category Name
A Summary on Homeowners Insurance Consumer's Guide to Homeowner's Insurance
Buying Tips
Cancellation or Nonrenewal Cancellation and Nonrenewal of Personal Auto or Homeowner's Insurance
Child Care Liability Child Care Liability Insurance
Claims Making the Homeowner's Claim Process Easier
Complaint Comparison Homeowners Insurance Complaint Comparison
Credit Information - How is it used? Consumer's Guide to How Insurers Use Credit Information for Personal Auto and Homeowners Insurance
Home Business Insuring Your Home Business
Home Inventory Taking a Home Inventory
Natural Disaster Coverage A Homeowner's Insurance Guide to Natural Disasters (Federal Alliance for Safe Homes)
Policy Forms Comparison Policy Forms Used by the 10 Largest Homeowners' Insurance Groups in Maine
Renters Insurance From Homeowner to Renter -- What You Need to Know About Renter's Insurance
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Life Insurance, Annuities & Viaticals
Category Name
A Summary on Viatical and Life Settlements A Consumer Guide to Selling Your Life Insurance Policy
Buying Tips - Life Insurance
Buying Tips - Annuities
Buying Tips - Deferred Annuities Buyer's Guide for Deferred Annuities (National Association of Insurance Commissioners)
Buying Tips - Deferred Annuities Fixed Buyer's Guide for Deferred Annuities Fixed (National Association of Insurance Commissioners)
Buying Tips - Deferred Annuities Variable Buyer's Guide for Deferred Annuities Variable (National Association of Insurance Commissioners)
Equity-Indexed Annuities Equity-Indexed Annuities: A Complex Choice (Financial Industry Regulatory Authority Investor Alert)
Life Insurance Buyer's Guide Life Insurance Buyer's Guide
Life Settlement Guides (To see if you should use the Alternative Guide, read Bulletin 374)
Military Personnel Life Insurance Information for Military Personnel (National Association of Insurance Commissioners)
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Long-Term Care Insurance
Category Name
A Summary on Long-Term Care Insurance A Consumer's Guide to Long-Term Care Insurance & Maine's Long-Term Care Partnership Program
Buying Tips A Shopper's Guide to Long-Term Care Insurance (NAIC)
Claim Denial Long-Term Care Insurance Claim Denial Appeals Process
Maine Partnership Program Approved Policies Long-Term Care Partnership Program Approved Policies
Certified Policies List Long-Term Care Policies Certified for State Income Tax Benefits (Program Ended 12/31/99)
Certified Policies List Long-Term Care Policies Certified for Income Tax Incentives (In Tax Years Beginning 1/1/2002)
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Medicare
Category Name
A Summary - Medicare Supplement Insurance A Consumer's Guide to Medicare Supplement Insurance (premium comparison chart included)
Buying Tips - Medigap
Illegal Sales Tactics Illegal Sales Tactics Used by Insurance Sales Persons Against Medicare Recipients or Persons Eligible for Medicare
Open Enrollment Period Medicare Open Enrollment
Medigap Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare
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Other Kinds of Insurance
Category Name
Pets Pet Insurance: Tips for Picking the Best Insurance to Protect Your Pet
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Workers' Compensation Insurance
Category Name
A Summary on Workers' Compensation Insurance An Employer's Guide to Workers' Compensation Insurance in Maine
Opting Out of Coverage Opting Out: A Workers' Compensation Insurance Summary for Executive Officers of Corporations
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