| SPONSOR: |
| LR 2627 | ACCEPTED DATE: 2005-10-27 |
| An Act To Protect Consumers from Credit Card and Debit Card Holds |
| SUMMARY |
| This bill would prohibit merchants from placing a hold on a credit or debit card for an amount more than is actually spent. Merchants and credit and debit card companies would have one hour from the actual sale to reduce the temporary hold amount to no more than the actual mount of the sale rounded to the nearest dollar.
|
| LR 2627 | ACCEPTED DATE: 2005-10-27 |
| An Act To Protect Consumers from Credit Card and Debit Card Holds |
| SUMMARY |
| This bill would prohibit merchants from placing a hold on a credit or debit card for an amount more than is actually spent. Merchants and credit and debit card companies would have one hour from the actual sale to reduce the temporary hold amount to no more than the actual mount of the sale rounded to the nearest dollar.
|
| SPONSOR: |
| LR 2927 | ACCEPTED DATE: 2005-10-27 |
| An Act To Increase Agent Participation for Insurance Products |
| SUMMARY |
| This bill would provide a broader agent base for health insurance products and increase agent participation |
| SPONSOR: |
| LR 2457 | ACCEPTED DATE: 2005-10-27 |
| An Act To Require Insurance Companies To Notify the Secretary of State when a Motor Vehicle Has Been Insured
|
| SUMMARY |
| Current law requires an insurance company to notify the Bureau of Motor Vehicles when a motor vehicle's insurance has expired. The insurance company does not have to notify the bureau when a motor vehicle has been insured. This bill would require an insurance company to notify the
Bureau of Motor Vehicles when a motor vehicle has been insured. |
| SPONSOR: |
| LR 2817 | ACCEPTED DATE: 2005-10-27 |
| An Act To Establish Requirements and Standards for Health Savings Accounts for Small Businesses
|
| SUMMARY |
| This bill would establish requirements and standards for health savings accounts in Maine in order to make them a viable option for small business owners and employees.
|
| SPONSOR: |
| LR 2669 | ACCEPTED DATE: 2005-11-28 |
| An Act To Increase Accessibility to Health Insurance
|
| SUMMARY |
| This bill would allow an insurance company to issue a health insurance policy to a person who is not a citizen of the United States. |
| SPONSOR: |
| LR 2971 | ACCEPTED DATE: 2005-10-27 |
| An Act To Accommodate Victims of Identity Theft
|
| SUMMARY |
| This bill, which is modelled on legislation in other states, would require that, for victims of identity theft, credit bureaus remove erroneous information from a victim's credit report. |
| SPONSOR: |
| LR 2809 | ACCEPTED DATE: 2005-10-27 |
| An Act To Protect Health Insurance Consumers |
| SUMMARY |
| This bill would prevent insurance carriers, 3rd-party administrators and employee benefit excess loss carriers from passing the savings offset payment on to consumers. |
| SPONSOR: |
| LR 2627 | ACCEPTED DATE: 2005-10-27 |
| An Act To Protect Consumers from Credit Card and Debit Card Holds |
| SUMMARY |
| This bill would prohibit merchants from placing a hold on a credit or debit card for an amount more than is actually spent. Merchants and credit and debit card companies would have one hour from the actual sale to reduce the temporary hold amount to no more than the actual mount of the sale rounded to the nearest dollar.
|
| LR 2627 | ACCEPTED DATE: 2005-10-27 |
| An Act To Protect Consumers from Credit Card and Debit Card Holds |
| SUMMARY |
| This bill would prohibit merchants from placing a hold on a credit or debit card for an amount more than is actually spent. Merchants and credit and debit card companies would have one hour from the actual sale to reduce the temporary hold amount to no more than the actual mount of the sale rounded to the nearest dollar.
|
| SPONSOR: |
| LR 2813 | ACCEPTED DATE: 2005-10-27 |
| An Act To Create a Self-insurance Pool for Land Crossing State-owned Railroad Tracks |
| SUMMARY |
| This bill would create a state-run self-insurance pool to cover private landowners who are required to buy insurance for state-owned railroad tracks. |
| SPONSOR: |
| LR 2756 | ACCEPTED DATE: 2005-11-28 |
| An Act to Protect Retirement Funds
|
| SUMMARY |
| This bill would exempt from creditors all retirement funds, including IRAs. |
| SPONSOR: |
| LR 2655 | ACCEPTED DATE: 2005-11-28 |
| An Act To Amend the Maine Consumer Credit Code as It Relates to Finance Charges for Loans on Open-end Credit |
| SUMMARY |
| This bill exempts home equity lines of credit accessed by a credit card from the provision of law that prohibits the imposition of a finance charge on purchases made during a billing cycle if they are paid for not later than 25 days after the closing date of that billing cycle. |
| LR 2693 | ACCEPTED DATE: 2005-10-27 |
| An Act To Amend the Maine Insurance Guaranty Association Act |
| SUMMARY |
| This bill would permit the Workers' Compensation Board to audit workers' compensation claims administered by the Maine Insurance Guaranty Association. Under current law, the Workers' Compensation Board does not have that authority. The Maine Insurance Guaranty Association administers claims of insolvent carriers made by Maine residents formerly insured by an insolvent carrier. |
| SPONSOR: |
| LR 2814 | ACCEPTED DATE: 2005-11-28 |
| An Act To Access Federal Money for Health Insurance Reform |
| SUMMARY |
| This bill would require the State to apply for federal money that is being made available to states by Congress. |