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Maine.gov > PFR Home > Insurance Regulation > Anthem Rate Comparison Charts

Rates comparing Anthem's HealthChoice product with mental health parity benefits to their HealthChoice Plus product**

 HealthChoice $2,250 Deductible w/ Mental Health Vs. Healthchoice Plus $2,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $616.59 $204.23 -67% $1,233.17 $408.47 -67% $968.29 $297.37 -69% $428.68 -56% $1,560.34 $598.46 -62%
19 - 24 $616.59 $215.23 -65% $1,233.17 $430.46 -65% $968.29 $313.38 -68% $451.76 -53% $1,560.34 $630.68 -60%
25 - 29 $616.59 $233.14 -62% $1,233.17 $466.28 -62% $968.29 $339.46 -65% $489.36 -49% $1,560.34 $683.16 -56%
30 - 34 $690.91 $254.50 -63% $1,381.82 $509.01 -63% $1,085.01 $370.57 -66% $534.20 -51% $1,748.43 $745.77 -57%
35 - 39 $690.91 $279.95 -59% $1,381.82 $559.91 -59% $1,085.01 $407.62 -62% $587.62 -46% $1,748.43 $820.34 -53%
40 - 44 $758.41 $314.20 -59% $1,516.82 $628.41 -59% $1,191.01 $457.49 -62% $659.51 -45% $1,919.24 $920.70 -52%
45 - 49 $828.18 $362.90 -56% $1,656.37 $725.81 -56% $1,300.58 $528.40 -59% $761.73 -41% $2,095.81 $1,063.41 -49%
50 - 54 $932.84 $435.80 -53% $1,865.69 $871.60 -53% $1,464.94 $634.54 -57% $914.74 -38% $2,360.67 $1,277.01 -46%
55 - 59 $1,061.02 $525.34 -50% $2,122.03 $1,050.70 -50% $1,666.22 $764.92 -54% $1,102.70 -34% $2,685.02 $1,539.41 -43%
60+ $1,233.17 $645.37 -48% $2,466.35 $1,290.75 -48% $1,936.58 $939.68 -51% $1,354.63 -30% $3,120.68 $1,891.12 -39%
   
 HealthChoice $5,000 Deductible w/ Mental Health Vs. Healthchoice Plus $5,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $449.44 $159.73 -64% $898.89 $319.47 -64% $706.21 $232.57 -67% $335.28 -53% $1,137.97 $468.06 -59%
19 - 24 $449.44 $168.33 -63% $898.89 $336.67 -63% $706.21 $245.09 -65% $353.33 -50% $1,137.97 $493.26 -57%
25 - 29 $449.44 $182.34 -59% $898.89 $364.69 -59% $706.21 $265.49 -62% $382.73 -46% $1,137.97 $534.31 -53%
30 - 34 $503.62 $199.05 -60% $1,007.25 $398.11 -60% $791.34 $289.82 -63% $417.81 -47% $1,275.14 $583.27 -54%
35 - 39 $503.62 $218.95 -57% $1,007.25 $437.92 -57% $791.34 $318.80 -60% $459.59 -42% $1,275.14 $641.60 -50%
40 - 44 $552.82 $245.74 -56% $1,105.65 $491.49 -56% $868.65 $357.80 -59% $515.81 -41% $1,399.72 $720.09 -49%
45 - 49 $603.68 $283.83 -53% $1,207.37 $567.67 -53% $948.57 $413.26 -56% $595.76 -37% $1,528.49 $831.70 -46%
50 - 54 $679.97 $340.84 -50% $1,359.95 $681.70 -50% $1,068.44 $496.27 -54% $715.43 -33% $1,721.66 $998.76 -42%
55 - 59 $773.40 $410.88 -47% $1,546.80 $821.77 -47% $1,215.24 $598.24 -51% $862.43 -29% $1,958.21 $1,203.99 -39%
60+ $898.89 $504.75 -44% $1,797.79 $1,009.52 -44% $1,412.42 $734.92 -48% $1,059.47 -25% $2,275.94 $1,479.06 -35%
   
 HealthChoice $10,000 Deductible w/ Mental Health Vs. Healthchoice Plus $12,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $332.67 $101.80 -69% $665.34 $203.60 -69% $523.11 $148.22 -72% $213.67 -59% $842.89 $298.30 -65%
19 - 24 $332.67 $107.28 -68% $665.34 $214.56 -68% $523.11 $156.20 -70% $225.18 -57% $842.89 $314.36 -63%
25 - 29 $332.67 $116.20 -65% $665.34 $232.42 -65% $523.11 $169.20 -68% $243.92 -53% $842.89 $340.52 -60%
30 - 34 $372.77 $126.85 -66% $745.54 $253.72 -66% $586.16 $184.70 -68% $266.27 -55% $944.49 $371.73 -61%
35 - 39 $372.77 $139.54 -63% $745.54 $279.09 -63% $586.16 $203.17 -65% $292.90 -50% $944.49 $408.90 -57%
40 - 44 $409.19 $156.61 -62% $818.38 $313.23 -62% $643.43 $228.03 -65% $328.73 -49% $1,036.76 $458.92 -56%
45 - 49 $446.84 $180.88 -60% $893.67 $361.78 -60% $702.63 $263.37 -63% $379.68 -46% $1,132.14 $530.05 -53%
50 - 54 $503.30 $217.22 -57% $1,006.61 $434.45 -57% $791.42 $316.28 -60% $455.95 -42% $1,275.21 $636.52 -50%
55 - 59 $572.46 $261.85 -54% $1,144.91 $523.72 -54% $900.16 $381.27 -58% $549.64 -39% $1,450.43 $767.31 -47%
60+ $665.34 $321.68 -52% $1,330.69 $643.37 -52% $1,046.22 $468.37 -55% $675.21 -35% $1,685.77 $942.62 -44%
   
 HealthChoice $15,000 Deductible w/Mental Health Vs. Healthchoice Plus $12,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $212.01 $101.80 -52% $424.02 $203.60 -52% $333.92 $148.22 -56% $213.67 -36% $537.98 $298.30 -45%
19 - 24 $212.01 $107.28 -49% $424.02 $214.56 -49% $333.92 $156.20 -53% $225.18 -33% $537.98 $314.36 -42%
25 - 29 $212.01 $116.20 -45% $424.02 $232.42 -45% $333.92 $169.20 -49% $243.92 -27% $537.98 $340.52 -37%
30 - 34 $237.57 $126.85 -47% $475.13 $253.72 -47% $374.17 $184.70 -51% $266.27 -29% $602.83 $371.73 -38%
35 - 39 $237.57 $139.54 -41% $475.13 $279.09 -41% $374.17 $203.17 -46% $292.90 -22% $602.83 $408.90 -32%
40 - 44 $260.78 $156.61 -40% $521.55 $313.23 -40% $410.72 $228.03 -44% $328.73 -20% $661.72 $458.92 -31%
45 - 49 $284.77 $180.88 -36% $569.53 $361.78 -36% $448.51 $263.37 -41% $379.68 -15% $722.60 $530.05 -27%
50 - 54 $320.76 $217.22 -32% $641.51 $434.45 -32% $505.19 $316.28 -37% $455.95 -10% $813.92 $636.52 -22%
55 - 59 $364.83 $261.85 -28% $729.65 $523.72 -28% $574.60 $381.27 -34% $549.64 -4% $925.75 $767.31 -17%
60+ $424.03 $321.68 -24% $848.04 $643.37 -24% $667.83 $468.37 -30% $675.21 1% $1,075.96 $942.62 -12%
Proposed rates for 7/1/2012
Bureau of Insurance Rate comparison
**Additional deductibles are available at $3,500 and $7,500. Contact Anthem for the applicable premium rates.

Rates comparing Anthem's current HealthChoice product without mental health parity benefits to their new HealthChoice Plus product**

 HealthChoice* $2,250 Deductible w/o Mental Health Vs. Healthchoice Plus $2,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $447.78 $204.23 -54% $895.55 $408.47 -54% $703.19 $297.37 -58% $428.68 -39% $1,133.14 $598.46 -47%
19 - 24 $447.78 $215.23 -52% $895.55 $430.46 -52% $703.19 $313.38 -55% $451.76 -36% $1,133.14 $630.68 -44%
25 - 29 $447.78 $233.14 -48% $895.55 $466.28 -48% $703.19 $339.46 -52% $489.36 -30% $1,133.14 $683.16 -40%
30 - 34 $501.75 $254.50 -49% $1,003.50 $509.01 -49% $787.95 $370.57 -53% $534.20 -32% $1,269.73 $745.77 -41%
35 - 39 $501.75 $279.95 -44% $1,003.50 $559.91 -44% $787.95 $407.62 -48% $587.62 -25% $1,269.73 $820.34 -35%
40 - 44 $550.77 $314.20 -43% $1,101.54 $628.41 -43% $864.93 $457.49 -47% $659.51 -24% $1,393.78 $920.70 -34%
45 - 49 $601.44 $362.90 -40% $1,202.88 $725.81 -40% $944.50 $528.40 -44% $761.73 -19% $1,522.01 $1,063.41 -30%
50 - 54 $677.45 $435.80 -36% $1,354.89 $871.60 -36% $1,063.86 $634.54 -40% $914.74 -14% $1,714.35 $1,277.01 -26%
55 - 59 $770.53 $525.34 -32% $1,541.05 $1,050.70 -32% $1,210.04 $764.92 -37% $1,102.70 -9% $1,949.90 $1,539.41 -21%
60+ $895.55 $645.37 -28% $1,791.10 $1,290.75 -28% $1,406.38 $939.68 -33% $1,354.63 -4% $2,266.29 $1,891.12 -17%
   
 HealthChoice* $5,000 Deductible w/o Mental Health Vs. Healthchoice Plus $5,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $326.40 $159.73 -51% $652.79 $319.47 -51% $512.86 $232.57 -55% $335.28 -35% $826.41 $468.06 -43%
19 - 24 $326.40 $168.33 -48% $652.79 $336.67 -48% $512.86 $245.09 -52% $353.33 -31% $826.41 $493.26 -40%
25 - 29 $326.40 $182.34 -44% $652.79 $364.69 -44% $512.86 $265.49 -48% $382.73 -25% $826.41 $534.31 -35%
30 - 34 $365.74 $199.05 -46% $731.48 $398.11 -46% $574.69 $289.82 -50% $417.81 -27% $926.03 $583.27 -37%
35 - 39 $365.74 $218.95 -40% $731.48 $437.92 -40% $574.69 $318.80 -45% $459.59 -20% $926.03 $641.60 -31%
40 - 44 $401.47 $245.74 -39% $802.94 $491.49 -39% $630.83 $357.80 -43% $515.81 -18% $1,016.50 $720.09 -29%
45 - 49 $438.41 $283.83 -35% $876.81 $567.67 -35% $688.87 $413.26 -40% $595.76 -14% $1,110.02 $831.70 -25%
50 - 54 $493.81 $340.84 -31% $987.62 $681.70 -31% $775.92 $496.27 -36% $715.43 -8% $1,250.30 $998.76 -20%
55 - 59 $561.66 $410.88 -27% $1,123.31 $821.77 -27% $882.53 $598.24 -32% $862.43 -2% $1,422.08 $1,203.99 -15%
60+ $652.79 $504.75 -23% $1,305.58 $1,009.52 -23% $1,025.73 $734.92 -28% $1,059.47 3% $1,652.83 $1,479.06 -11%
   
 HealthChoice* $10,000 Deductible w/o Mental Health Vs. Healthchoice Plus $12,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $241.59 $101.80 -58% $483.18 $203.60 -58% $379.89 $148.22 -61% $213.67 -44% $612.12 $298.30 -51%
19 - 24 $241.59 $107.28 -56% $483.18 $214.56 -56% $379.89 $156.20 -59% $225.18 -41% $612.12 $314.36 -49%
25 - 29 $241.59 $116.20 -52% $483.18 $232.42 -52% $379.89 $169.20 -55% $243.92 -36% $612.12 $340.52 -44%
30 - 34 $270.71 $126.85 -53% $541.43 $253.72 -53% $425.68 $184.70 -57% $266.27 -37% $685.90 $371.73 -46%
35 - 39 $270.71 $139.54 -48% $541.43 $279.09 -48% $425.68 $203.17 -52% $292.90 -31% $685.90 $408.90 -40%
40 - 44 $297.16 $156.61 -47% $594.32 $313.23 -47% $467.27 $228.03 -51% $328.73 -30% $752.91 $458.92 -39%
45 - 49 $324.50 $180.88 -44% $649.00 $361.78 -44% $510.26 $263.37 -48% $379.68 -26% $822.18 $530.05 -36%
50 - 54 $365.51 $217.22 -41% $731.01 $434.45 -41% $574.74 $316.28 -45% $455.95 -21% $926.08 $636.52 -31%
55 - 59 $415.73 $261.85 -37% $831.45 $523.72 -37% $653.71 $381.27 -42% $549.64 -16% $1,053.32 $767.31 -27%
60+ $483.18 $321.68 -33% $966.36 $643.37 -33% $759.78 $468.37 -38% $675.21 -11% $1,224.23 $942.62 -23%
   
 HealthChoice* $15,000 Deductible w/o Mental Health Vs. Healthchoice Plus $12,000 Deductible w/Mental Health
  One Adult % Two Adults % 1 Adult W/ >= 1 Child 1 Adult W/ 1 Child % 1 Adult W/ > 1 Child % 2 Adults W/ >= 1 Child %
Age Band HC HC PLUS Change HC HC PLUS Change HC HC PLUS Change HC PLUS Change HC HC PLUS Change
0 - 18 $153.97 $101.80 -34% $307.93 $203.60 -34% $242.49 $148.22 -39% $213.67 -12% $390.69 $298.30 -24%
19 - 24 $153.97 $107.28 -30% $307.93 $214.56 -30% $242.49 $156.20 -36% $225.18 -7% $390.69 $314.36 -20%
25 - 29 $153.97 $116.20 -25% $307.93 $232.42 -25% $242.49 $169.20 -30% $243.92 1% $390.69 $340.52 -13%
30 - 34 $172.53 $126.85 -26% $345.05 $253.72 -26% $271.72 $184.70 -32% $266.27 -2% $437.78 $371.73 -15%
35 - 39 $172.53 $139.54 -19% $345.05 $279.09 -19% $271.72 $203.17 -25% $292.90 8% $437.78 $408.90 -7%
40 - 44 $189.38 $156.61 -17% $378.76 $313.23 -17% $298.27 $228.03 -24% $328.73 10% $480.55 $458.92 -5%
45 - 49 $206.80 $180.88 -13% $413.61 $361.78 -13% $325.71 $263.37 -19% $379.68 17% $524.76 $530.05 1%
50 - 54 $232.94 $217.22 -7% $465.87 $434.45 -7% $366.87 $316.28 -14% $455.95 24% $591.08 $636.52 8%
55 - 59 $264.94 $261.85 -1% $529.89 $523.72 -1% $417.28 $381.27 -9% $549.64 32% $672.29 $767.31 14%
60+ $307.93 $321.68 4% $615.86 $643.37 4% $484.99 $468.37 -3% $675.21 39% $781.37 $942.62 21%

Proposed rates for 7/1/2012 Bureau of Insurance Rate comparison
* Healthchoice coverage for Non-Grandfathered Options without the Mental Health parity rider
**Additional deductibles are available at $3,500 and $7,500. Contact Anthem for the applicable premium rates.

Last Updated: February 1, 2013