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On September 19, 2005, the Superintendent of Insurance received the consolidated application for intervention of the Maine Automobile Dealers Association Insurance Trust and the Bankers Health Trust (collectively, the “Trusts”). In support of their consolidated application, the Trusts state that they are multiple employer welfare arrangements (MEWAs) that secure health insurance for approximately 4,500 employee participants and 10,000 insurable lives. It is further stated that the Trusts employ third-party administrators (TPAs) to manage and administer their health insurance programs. Under 24-A M.R.S.A. §§ 6913(2) and 6913(3), those TPAs are subject to savings offset payments that could result from an approval in this proceeding of Dirigo Health’s determination of aggregate measurable cost savings. Accordingly, the Trusts assert that any such savings offset payments will be passed on by the TPAs to the Trusts and, therefore, that the Trusts, their members, and their participants are substantially and directly affected by this proceeding. No timely statement in opposition was filed to the Trusts’ intervention application.

The consolidated application for intervention of the Maine Automobile Dealers Association Insurance Trust and the Bankers Health Trust is GRANTED as of right under 5 M.R.S.A. § 9054(1).

As a consolidated party to the proceeding, the Trusts shall be bound by all procedural requirements set forth in Title 24-A of the Maine Revised Statutes, Bureau of Insurance Rule Ch. 350, and all procedural orders issued by the Superintendent during the course of this proceeding. The Trusts are advised that a Procedural Order was issued on September 19, 2005. That Order should be reviewed carefully as it contains a number of requirements as to the filing and service of documents. The Trusts may commence discovery immediately.

Given the responsibility of the Superintendent to have an effective and efficient proceeding and the potential similarity of interests of certain intervenor parties, the Superintendent will require some coordination of efforts between and or among certain intervenor parties. Intervenor parties with similar interests shall coordinate with each other to avoid duplication of efforts, particularly with respect to the service of multiple informational requests when one or two joint requests would accomplish the same goal.

PER ORDER OF THE SUPERINTENDENT

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