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Maine.gov > PFR Home > Insurance Regulation >Administrative & Enforcement Actions > Cancellation Hearing Index > Cancellation / Nonrenewal : Docket No. INS-13-2105 Decision

 

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Lawrence & Mary Bucaria v. Patrons Oxford Insurance Company

Held November 5, 2013– Docket No. INS-13-2105
Decision Issued:  November 13, 2013

The named insured requested a hearing to contest the nonrenewal of a homeowners policy for several cited conditions of the property, extended lack of occupancy, and recurring water and mold issues. The company established the existence of one or more of the noted reasons, affecting the insurability of the property.

Held: : For the company. 24-A M.R.S. § 3051 permits nonrenewal of this type of policy if the reason is in good faith and related to the insurability of the property. As the company established that one or more of the cited conditions are in good faith and related to the insurability of the property, the nonrenewal action is permitted by the Maine Property Insurance Cancellation Control Act.

 

Last Updated: April 15, 2014