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Maine.gov > PFR Home > Insurance Regulation > Cancellation Hearing Index > Cancellation / Nonrenewal : Docket No. 12- 2064 Decision
Daniel Harris v. York Insurance Company of Maine
Held July 26, 2012– Docket No. INS-12-2064
The named insured requested a hearing to contest the nonrenewal of his homeowners and automobile insurance package. The company failed to establish that the cited reasons provided grounds for nonrenewal under the Maine Automobile and Property Insurance Cancellation Control Acts.
Held: For the insured. 24-A M.R.S. § 2916-A(2) permits nonrenewal of automobile insurance when a customary operator of the insured vehicles has had two or more accidents exceeding $1000 while operating a vehicle insured under the policy within the past 36 months. Although two otherwise qualifying accidents had occurred, the involved operator is no longer a resident of the household or a rated driver, has his own vehicle and insurance, and now resides in another state. As the driver is no longer an operator under the policy, his accidents do not provide grounds for nonrenewal of this coverage.
Last Updated: September 10, 2012
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