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Rebecca & Sean Horrigan v. USAA Casualty Insurance Company

Held May 22, 2012 – Docket No. INS-12-2038
Decision Issued:  May 24, 2012

The named insured requested a hearing to contest the nonrenewal of homeowners policy for frequency of losses.  The company failed to appear at the hearing or submit a sworn statement in lieu of appearance.

Held: For the insured. 24-A M.R.S.A. § 3054 places the burden of proof upon the insurer to establish its reason for nonrenewal and its compliance with applicable statutory requirements.  As the company failed to appear in person or to submit a properly sworn statement in lieu of appearance, the nonrenewal action was disallowed by default.


Last Updated: April 15, 2014