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Maine.gov > PFR Home > Insurance Regulation > Cancellation Hearing Index > Cancellation / Nonrenewal : Docket No. INS-11-2074 Decision
Jeff Miller v. Vermont Mutual Insurance Company
Held September 28, 2011 - Docket No. INS-11-2074
The named insured requested a hearing to contest the cancellation of his homeowners policy for nonpayment of premium. At hearing, the company demonstrated that no payment was received for the installment due August 7. The company offered to continue coverage uninterrupted if payment was received before the cancellation date of September 2, but no payment was received.
Held: For the company. The Maine Property Insurance Cancellation Control Act allows an insurer to cancel a policy if an insured fails to make a premium payment when due. See 24-A M.R.S.A. § 3049. The company demonstrated that the insured was notified of the payment due prior to the due date, and no payment was received. A cancellation notice was properly issued after the premium due date, and payment was not received before the cancellation date. The company has demonstrated that the statutory requirements to cancel the policy have been met.
Last Updated: August 22, 2012
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