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Karen Burke v. Casco Indemnity Insurance Company

Held September 15, 2011 - Docket No. INS-11-2066
Decision Issued: September 21, 2011

The policyholder requested a hearing regarding the intended nonrenewal of an automobile insurance policy. The company’s notice identified two accidents as the reason for the nonrenewal.

Held: For the insurer. The Maine Automobile Cancellation Control Act permits nonrenewal of a policy when the named insured or customary operator is involved in two or more accidents while driving a motor vehicle insured under the policy, if the accidents occur within the 36 months preceding the annual anniversary date of the policy and each exceeds $1,000 in damages or involves bodily injury. None of the statutory exceptions applied to the stated accidents. The company demonstrated that the accidents qualified for nonrenewal and that statutory notice requirements were met.