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Maine.gov > PFR Home > Insurance Regulation > Cancellation Hearing Index > Cancellation / Nonrenewal : Docket No. INS-10-2074 Decision
Richard Knight v. York Insurance Company of Maine
Held August 12, 2010 - Docket No. INS-10-2074
The named insured requested a hearing to contest the cancellation of auto insurance for nonpayment of premium. At hearing, the company demonstrated that no payment was received for the installment due July 7. The insured argued that he had no insurance with Tower Group, whose logo appeared on the cancellation notice and the return address of the envelope, and had no reason to pay them.
Held: For the company. The Maine Automobile Insurance Cancellation Control Act allows an insurer to cancel a policy if an insured fails to make a premium payment when due. See 24-A M.R.S.A. § 2914(1). The company demonstrated that York Insurance Company of Maine issued an invoice to the insured prior to the premium due date, and no payment was received. A cancellation notice was properly issued after the premium due date, and the notice identified York as the insuring company. The company has demonstrated that the statutory requirements to cancel the policy have been met.
Last Updated: August 22, 2012
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