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Cecil Bryar v. Homesite Insurance Company of the Midwest

Held June 10, 2010 - Docket No. INS-10-2042
Decision Issued: June 17, 2010

The named insured requested a hearing following receipt of a notice of nonrenewal of his homeowners policy for failure to comply with recommendations. At hearing, it was determined that the company had issued a full, unconditional renewal of the policy subsequent to its issuance of the nonrenewal notice and to its receipt of the Superintendent’s notice of hearing and provisional coverage order.

Held: For the insured. The unconditional renewal effectively negated the insurer’s prior notice of intent not to renew.