Archives: 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008

Robert & Joy York v. Casco Indemnity Company

Held February 26, 2008 - Docket No. INS-08-2007
Decision Issued: March 3, 2008

The insureds requested a hearing to contest the company’s intended nonrenewal of their automobile insurance company. The notice received from the company identified six paid accidents and four driving violations as the reason for the nonrenewal.

Held: For the insurer. Although one cited accident was outside the experience period and another was eliminated by one of the statutory exceptions, the remaining four accidents provide grounds for nonrenewal under the Maine Automobile Cancellation Control Act. None of the listed violations provide nonrenewal grounds.

The company attempted to include a conviction and a suspension that were not identified in the notice of nonrenewal, but those were denied consideration. 24-A M.R.S.A. § 2917 requires the reason or reasons for nonrenewal to accompany the notice of intent to nonrenew, and for those reasons to be explicit. As those items were not included in the stated reason, they cannot not be used to support the action.