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Maine.gov > PFR Home > Insurance Regulation >Administrative & Enforcement Actions > Cancellation Hearing Index > Cancellation / Nonrenewal : Docket No. INS-07-2010 Decision
Jeffrey & Michelle Paquette v. Concord General Mutual
The insured requested a hearing following receipt of a notice of homeowners insurance cancellation citing a physical change in the exposure and the existence of a trampoline on the insured premises as the reasons for cancellation. At hearing, the company argued that the insureds failed to send the company a statement indicating that the trampoline had been removed. The insureds did not attend the hearing.
Held: For the insureds. The applicable statute,
24-A M.R.S.A. § 3049(7), allows cancellation if the insured has
been notified that the policy will be cancelled if the trampoline is
not removed and the trampoline, after such notice, remains on the property
30 or more days after the date of the notice. Section 3049(5) permits
cancellation for physical changes in the insured property that result
in the property becoming uninsurable.
Last Updated: January 16, 2014
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