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Maine.gov > PFR Home > Insurance Regulation >Administrative & Enforcement Actions > Cancellation Hearing Index > Cancellation / Nonrenewal : Docket No. INS-06-2158 Decision
Bernice Ducharme v. MMG Insurance Company
The insured requested a hearing following receipt of a notice of automobile insurance coverage nonrenewal citing two accidents as the reason for nonrenewal. At hearing, the company provided documentation demonstrating the date and circumstances of each accident as well as the amounts paid. The insured discussed one of the accidents.
Held: For the company. Pursuant to 24-A M.R.S.A.
§ 2916-A(2), the Maine Automobile Insurance Cancellation Control
Act provides grounds for policy nonrenewal when a named insured or any
other person who operates a motor vehicle insured under the policy is
involved in two or more accidents that result in personal injury or
property damage in excess of $1,000. Section 2916-A(2) further identifies
four circumstances that are not considered accidents for the purpose
of a nonrenewal action.
Last Updated: January 16, 2014
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