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Maine.gov > PFR Home > Insurance Regulation >Administrative & Enforcement Actions > Cancellation Hearing Index > Cancellation / Nonrenewal Docket No. INS 06-2041 Decision
Lawrence Dansinger & Karen Marysdaughter v. MMG Insurance
The insureds requested a hearing following receipt of a notice of homeowners insurance policy nonrenewal citing the failure to comply with reasonable loss control recommendations as the reason for nonrenewal. At hearing, the company alleged that the insureds have not complied with its loss control recommendation and that the home is susceptible to a loss. Mr. Dansinger disputed the company’s allegations and further argued that the company’s recommendation was vague.
Held: For the insureds. The applicable statute,
24-A M.R.S.A. § 3051, provides that the “reason for nonrenewal
must be a good faith reason and related to the insurability of the property
or a ground for cancellation pursuant to section 3049.” Section
3049(10) permits policy cancellation for the failure to comply with
reasonable loss control recommendations within 90 days after notice
from the insurer.
Last Updated: January 16, 2014
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