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Maine.gov > PFR Home > Insurance Regulation >Administrative & Enforcement Actions > Cancellation Hearing Index > Cancellation / Nonrenewal Docket No. INS 05-2004 Decision
Jennifer Simpson v. Vermont Mutual Insurance Company
The insured requested a hearing following receipt of a notice of homeowners insurance coverage nonrenewal citing the existence of a restricted dog breed and various general conditions of the property. At hearing, the company maintained that the insured’s breed of dog was known for being aggressive and the company was concerned about the potential exposure from a dog bite. The company further noted that a recent inspection of the home raised concerns about certain property conditions. The insured disputed that her dog was dangerous and discussed the work that was being performed on the house.
Held: For the insured. The company’s
notice of nonrenewal informed the insured of three separate reasons
for this nonrenewal action. None of the reasons appear to trigger any
of the cancellation grounds provided in 24-A M.R.S.A. § 3049. Therefore,
in order to prevail, the company must demonstrate that one or more of
the stated reasons is in good faith and related to the insurability
of the property.
Last Updated: January 16, 2014
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