Insurances

A. Health Plan

The State shall provide health plan coverage for employees pursuant to Title 5 §285. The State shall pay sixty percent (60%) of the cost of dependent premium for each eligible employee who selects dependent coverage.

B. Dental Insurance

The State provides employee dental insurance. Dependent coverage is available at the employee's own expense.

You may refer to your employee handbook or contact the Employee Health Insurance Program, Department of Administrative and Financial Services, for specific information regarding health/major medical or dental insurance (624-6780).

C. Life Insurance

The State pays the premium for basic life insurance which is equal to an employee's annual salary. Supplemental and dependent coverage are available at an employee's own expense.

You may contact the Maine State Retirement System for specific policy information (287-3461).

D. Temporary Disability Income Protection

Any confidential employee, who, after six (6) months of continuous employment, becomes temporarily disabled shall receive 66 2/3% of his/her salary for a period not to exceed 335 calendar days. The benefit payment shall commence on the day immediately following completion of the use of accumulated sick leave or thirty (30) days of continuous disability, whichever is greater. It shall continue up to the earliest time of:

The first day the employee is able to return to gainful employment;
The balance of the 365-day period of continuous total disability; or
The first day the employee is eligible for a disability retirement allowance under the Maine Revised Statutes, Title 5, Chapter 423, Subchapter 5, Article 3.

A physician's statement is necessary before payment of temporary disability income can be authorized. Employees shall continue to receive the benefits that were provided immediately before the first date of disability.

OFFICE INFORMATION

Insurances