MaineCare Eligibility Manual
Full version of the Mainecare Eligibility Manual - Last Revision August 2012 Microsoft Word* | Adobe PDF*
Table of Contents
Chapter 332
- Part 1 General Information [show/Hide]
(Microsoft Word* or Adobe
PDF*)
- Section 1 Introduction
- Section 2 Confidentiality
- 2.1 Release of Information
- 2.2 Written Release of Information
- 2.3 Information from an External Source
- Section 3 Referrals
- 3.1 Referrals to Child and Adult Protective Services
- 3.2 Referral to FIR Unit from the Eligibility Unit
- 3.3 Referrals to FIR Unit from an Outside Source;
- Section 4 Replacement of Medical Identification Cards
- Section 5 Out of State Coverage
- Section 6 Outreach
- Section 7 Administrative Hearings
- 7.1 Requesting a Hearing
- 7.2 Continuation of Benefits
- 7.3 Conducting
a Hearing
- 7.3.1 The Hearing Officer’s Review of the Department’s Decision
- 7.3.2 The Individual or the Individual's Representative
- 7.3.3 Following the Hearing, a written decision will be prepared
- 7.4 Implementing Results
- 7.5 Judicial Review
- Section 8 Record Retention
- Part 2 Basic Eligibility Criteria [Show/Hide]
(Microsoft Word* or Adobe
PDF*)
-- Last Revision December 2011
- Section 1 Scope of the Program
- Section 2 Coverage Groups and Assistance Units
- Section 3 Citizenship
- 3.1Citizenship and Identity Requirements
- 3.2 Emergency Benefits
- 3.3Documentation and Verification for Non-Citizens
- Section 4 Residency
- 4.1 Children
- 4.2 Title IV-E
- 4.3 Residents of Medical Institutions
- 4.4 SSI and State Supplement Recipients
- Section 5 Social Security Numbers
- 5.1 Non-Compliance/Sanctions/Good Cause
- 5.2 Retroactive Coverage
- Section 6 Assignment of Rights to Medical Payments
- 6.1 Who must comply
- 6.2 What is required
- 6.3 Non-compliance
- Section 7 Cooperation in Obtaining Medical Support
- 7.1 Who Must Comply
- 7.2 What is Required
- 7.3 Non-Compliance
- Section 8 Good Cause
- Section 9 Individuals Residing in Public Institutions
- Section 10 Application for Other Benefits
- Section 11 Application Process
- 11.1 Subsequent requests for eligibility
- 11.2 Recipients of SSI or State Supplement
- Section 12 Client and Agency Responsibilities
- 12.1 Verification of Eligibility Factors
- 12.2 Reporting Responsibilities
- 12.3 Temporary Coverage
- 12.3.1 Forty Five (45) Day Processing Standard
- 12.3.2 Ten (10) day processing standard for deductibles
- 12.3.3 Ending of Temporary Coverage
- Section 13 Eligibility Periods/Reviews
- 13.1 Changes within the Eligibility Period
- 13.2 Medically Needy Eligibility Periods
- 13.3 Changes within the Medically Needy Eligibility Period
- 13.4 Retroactive Period
- Section 14 Closings and Denials
- Section 15 Notices
- Section 16 Unfunded Checks
- Part 3 Categorically Needy Families with Children Related Coverage [Show/Hide]
(Microsoft Word* or Adobe PDF*)
--Last Revision January 2011
- Section 1 Covered Individuals
- Section 2 Covered Groups Overview
- Section 3 Financial Responsibility of Relatives
- Section 4 Coverage Groups Detail
- 4.1 Section 1931
- 4.1.1 Maintenance of a Home
- 4.1.2 Physical Separation
- 4.2 Transitional Medicaid
- 4.2.1 Families with Earnings
- 4.2.2 Initial Six Month Extension (Months One - Six)
- 4.2.3 Second Six Month Extension (Months Seven - Twelve)
- 4.2.4 Families who Become Ineligible Due to Increased Child Support
- 4.3 Pregnant Women
- 4.3.1 Presumptive Eligibility for Pregnant women
- 4.4 Individuals under Age 21 (Through age 20)
- 4.5 Other Special Groups
- 4.5.1 Refugees/Asylees
- 4.5.2 IV-E Eligibles and State Adoption Assistance
- 4.5.3 Parents and Caretaker Relatives with income between 150% - 200% FPL
- 4.1 Section 1931
- Part 4 Family - Related Budgeting [ Show/Hide]
(Microsoft Word* or Adobe PDF*) -- Last Revision June 2012
- Section 1 Family - Related Asset Limit
- Section 2 Family - Related Income Limits
- Section 3 Basic Budgeting Principles
- 3.1 Assistance Unit Size
- 3.2 Use of Income
- 3.3 Determination of Gross Monthly Income
- 3.4 Disregards
- 3.4.1 Disregards from all Income
- 3.4.2 Earned Income Disregards
- 3.5 Income Limit
- 3.6 Special Budgeting Procedures
- 3.6.1 Stepparents
- 3.6.2 Pregnant Minors and Minor Parents
- 3.6.3 Strikers
- 3.6.4 Family Members who are SSI/State Supplement Recipients
- Part 5 Children’s Health Insurance Program (CHIP) Cub Care [ Show/Hide]
(Microsoft Word* or Adobe PDF*) --Last Revision September 2010
- Section 1 Scope
- Section 2 Basic Eligibility Requirements
- Section 3 Application Process
- Seciton 4 Assets
- Section 5 Income
- Section 6 Budgeting
- Section 7 Changes
- Section 8 Eligibility Periods
- Section 9 Notices
- Section 10 Administrative Hearings
- Section 11 Premiums
- 11.1 General
- 11.2 Coverage for the Current Enrollment Period
- 11.3 Nonpayment of Premiums
- 11.5 Refunds
- Part 6 Supplemental Security Income (SSI) – Related Medicaid Coverage [Show/Hide]
(Microsoft Word* or Adobe PDF*)
- Section 1 SSI and Medicaid
- Section 2 SSI Appeals of Disability Decisions
- Section 3 Retroactive Medicaid Benefits for SSI Recipients
- Section 4 Basic Eligibility Requirements
- 4.1 Aged
- 4.2 Blind
- 4.3 Disabled
- 4.3.1 Making the Decision
- 4.3.2 Referral to Vocational Rehabilitation
- 4.3.3 Reconsiderations (Appeals)
- 4.3.4 Determination of Continued Eligibility when the Disabled Individual Begins to Work
- Section 5 Covered Individuals
- 5.1 Definitions
- 5.2 Eligible Groups
- 5.2.1 Individuals or Couples Meeting SSI/State Supplement Criteria
- 5.2.2 Individuals or Couples Eligible Under the Pickle Amendment or Lynch VS. Rank
- 5.2.3 Individuals or Couples Residing in Adult Foster Homes (Private or State Assisted) or Flat Rate Boarding Homes
- 5.2.4 Individuals or Couples Residing in Cost Reimbursement Boarding Homes, and Residential Care Facilities
- 5.2.5 Individuals in Nursing Care Facilities
- 5.2.6 Individuals Receiving Nursing Care in Community Settings
- 5.2.7 Newborns Born to Mothers on Medicaid
- 5.2.8 Children Eligible Under “Katie Beckett”
- 5.2.9 Certain Individuals Receiving Social Security Disabled Widow(er)’s Benefits who are not Receiving Medicare
- 5.2.10 Disabled Adult Children (DAC)
- 5.2.11 Other Covered Group
- 5.2.12 Individuals Under Age 18 Who are Closed From SSI Due to 8/96 Change in Disability Criteria
- 5.2.13 Working Disabled
- 5.2.14 Section 1619(b)
- Part 7 SSI - Related Medicaid Budgeting [ Show/Hide]
(Microsoft Word* or Adobe PDF*)
--Last Revision January 2011
- Section 1 Treatment of SSI - Related Assets
- 1.1 Categorically Needy Asset Limit
- 1.2 Working Disabled Asset Limits
- 1.3 Deeming
of Assets
- 1.3.1 Exclusions to Deeming Process
- 1.3.2 Duration of Deeming
- Section 2 SSI - Related Income Budgeting Process
- 2.1 Disregards
- 2.1.1 Federal Disregard
- 2.1.2 Impairment-Related Work Expenses (IRWE)
- 2.1.3 Earned Income Disregard
- 2.1.4 State Disregard
- 2.1.5 Special Group Disregards
- 2.2 Deeming
of Income
- 2.2.1 Allocation
- 2.2.2 Exclusions to Deeming Process
- 2.2.3 Duration of Deeming
- 2.1 Disregards
- Section 3 SSI - Related Budgets for an Individual/Child
- 3.1 Budget for SSI or State Supplement Payment
- 3.2 Budget for Medicaid Coverage Under Pickle Amendment or Disabled Adult Child (DAC) or Disabled Widow(er) Disregards
- 3.3 Budget for Categorically Needy Medicaid Coverage
- 3.4 SSI, State Supplement and Categorically Needy budget for a child
- Section 4 Budget for a Couple or an Eligible Individual with an Ineligible
Spouse
- 4.1 Budget for SSI or State Supplement Payment
- 4.2 Budget for Medicaid for Coverage Under Pickle Amendment or Disabled Adult Child (DAC) or Disabled Widow(er) (DWB) Disregards
- 4.3 Budget for Categorically Needy Medicaid Coverage
- Section 5 Katie Beckett Coverage
- 5.1 Income and Assets
- 5.2 Premiums
- Section 6 Budgeting for Working Disabled
- 6.1 Earnings
- 6.2 Disability
- 6.3 Changes
- 6.4 Premiums
- Section 1 Treatment of SSI - Related Assets
- Part 8 Medicare Buy-In (Medicare Savings Program [MSP])[ Show/Hide]
(Microsoft Word* or Adobe PDF*)
--Last Revision January 2011
- Section 1 Individuals Who Opted Out of Medicare
- Section 2 Qualified Medicare Beneficiary (QMB)
- Section 3 Specified Low Income Medicare Beneficiary (SLMB)
- Section 4 Qualifying Individual (QI)
- Section 5 Qualified Disabled and Working Individual (QDWI)
- Part 9 Special Groups – HIV/AIDS Waiver, Breast and Cervical, Non-Categorical [Show/Hide]
(Microsoft Word* or Adobe PDF*)
- Section 1 HIV/AIDS Waiver
- 1.1 Basic
Eligibility Requirements
- 1.1.1 Medical Eligibility
- 1.1.2 Financial Eligibility
- 1.2 Income
- 1.3 Assets
- 1.4 Premiums
- 1.4.1 Payment of Premiums
- 1.4.2 Exemptions from Premium Payment
- 1.4.3 Changes in Premium Amount
- 1.4.4 Non-Payment of Premiums
- 1.5 Administrative Hearings
- 1.6 Wait List
- 1.1 Basic
Eligibility Requirements
- Section 2 Breast and Cervical Cancer
- Section 3 Non-Categorical Waiver
- 3.1 Basic Eligibility Criteria
- 3.2 Assets
- 3.3 Income
- 3.4 Budgeting
- 3.5 Wait List
- 3.6 Reinstatement Process
- 3.7 Discontinuance of the Wait List
- Section 1 HIV/AIDS Waiver
- Part 10 Medically Needy Eligibility Criteria [ Show/Hide]
(Microsoft Word* or Adobe PDF*)
- Section 1 Medically Needy Asset Limits
- Section 2 Medically Needy Income Limits
- Section 3 Medically Needy Deductible Process
- Section 4 Applicable Medical Costs
- Section 5 Non-applicable Medical Costs
- Section 6 Verification of Medical Costs
- Part 11 State Supplement [Show/Hide]
(Microsoft Word* or Adobe PDF*)
- Section 1 Non-Financial Criteria
- Section 2 Individuals Ineligible For SSI Due to the 8/96 Citizenship Rules
- Section 3 Substantial Gainful Activity (SGA)
- Section 4 Month of First Payment
- Section 5 Types of Living Arrangements
- Section 6 Changes in Living Arrangements
- Section 7 SSI Closings
- Section 8 Representative Payee
- Section 9 Lost, Stolen, Destroyed, or Returned Checks
- Part 12 Residential Care [Show/Hide]
(Microsoft Word* or Adobe PDF*) --Last Revision August 2012
- Section 1 Living Arrangements
- Section 2 Coverable Groups
- Section 3 Residential Care Asset Criteria
- Section 4 Residential Care Income Criteria
- 4.1 Adult Foster Homes (AFH)
- 4.2 Flat Rate Boarding Homes (FRBH)
- 4.3 Cost
Reimbursement Boarding Homes (CRBH), Residential Care Facilities
(RCF) and Adult Family Care Homes (AFCH)
- 4.3.1 Determining the Cost of Care for an Individual
- 4.3.2 Determining the Cost of Care for a Couple
- 4.3.3 Determining the Cost of Care for an Individual or Couple on SSI
- 4.3.4 Changes in the Cost of Care
- Section 5 Spousal Living Allowance
- 5.1 Eligibility
- 5.2 Benefits
- Part 13 Home and Community Based Waiver [Show/Hide]
(Microsoft Word* or Adobe PDF*)
--Last Revision September 2011
- Section 1 Definitions
- Section 2 Coverable Groups
- Section 3 Classification
- Section 4 Waiver Assets
- 4.1 Transfer of Assets
- Section 5 Waiver Income
- Section 6 Waiver Cost of Care
- 6.1 Budgeting
- 6.1 Budgeting
- Part 14 Individuals in Medical Institutions [ Show/Hide]
(Microsoft Word* or Adobe PDF*) --Last Revision June 2012
- Section 1 Institutionalized
- 1.1 Special Income and Asset Limits
- Section 2 Coverable Groups
- Section 3 Medical Need Classification
- 3.1 Individuals ineligible due to a transfer of assets
- 3.2 Individuals who are not in need of nursing facility level of care
- Section 4 Asset Criteria
- 4.1 Long Term Care Partnership Plan
- 4.2 Assets of Couples Residing in a Nursing Facility
- 4.3 Assets of the Institutionalized Individual with a community spouse
- 4.4 Hearing to Increase the Community Spouse Asset Allowance
- 4.5 Transfer of Assets to the Community Spouse
- 4.6 Non-Cooperation from the Community Spouse
- Section 5 Income Criteria
- 5.1 Income Ownership
- 5.2 Income
Limits
- 5.2.1 Income Below the Categorical Limit
- 5.2.2 Income Equal to or Above the Categorical Limit
- Section 6 Cost of Care
- 6.1 Determining
the Individual’s Cost of Care
- 6.1.1 Determining the Community Spouse Monthly Income Allocation
- 6.1.2 Administrative Hearing Process for Income
- 6.1.3 Dependent Allocation
- 6.1.4 Calculating the Cost of Care for Individuals Below the Categorical Limit
- 6.1.5 Calculating the Cost of Care for Individuals Equal to or Above the Categorical and Less than the Private Rate
- 6.2 Changes in the cost of care
- 6.3 Non-Covered Medical Expenses
- 6.4 Lump Sums
- 6.5 Medicare
Buy-In for Institutionalized Individuals
- 6.1 Determining
the Individual’s Cost of Care
- Section 1 Institutionalized
- Part 15 Transfer of Assets [Show/Hide]
(Microsoft Word* or Adobe PDF*) --Last Revision August 2010
- Section 1 Transfer of Assets for Institutionalized Individuals
- 1.1 Definition of the look back period
- 1.2 Definition of Individual
- 1.3 Definition of Assets Subject to Transfer
- 1.4 Exempt Transfers
- 1.5 Fair Market Value
- 1.6 Disproving the Presumed Transfer
- 1.7 Establishing Date and Value of a Transfer
- 1.8 Establishing a Penalty
- 1.9 Hardship Waiver
- Section 1 Transfer of Assets for Institutionalized Individuals
- Part 16 Assets [Show/Hide]
(Microsoft Word* or Adobe PDF*)
- Section 1 Use of Assets
- Section 2 Treatment of Assets
- 2.1 Agent Orange
- 2.2 Alaskan Native Claims
- 2.3 Annuities
- 2.4 Assets being converted
- 2.5 Bank accounts
- 2.6 Burial Contracts/Spaces/Funds
- 2.7 Certificates of Deposit
- 2.8 Commercial Transportation Tickets
- 2.9 Continuing Care Retirement Communities - Life Care Community
- 2.10 Disaster Relief Act
- 2.11 Disaster Unemployment Assistance
- 2.12 Earned Income Tax Credit (EITC)
- 2.13 Energy Assistance (Other than HEAP)
- 2.14 Escrow Accounts
- 2.15 Experimental Housing Allowance Payments
- 2.16 Food Produced for Home Consumption
- 2.17 Governor Baxter School for the Deaf Compensation
- 2.18 Grants, Loans, and Scholarships
- 2.19 Home Energy Assistance Program (HEAP)
- 2.20 Household Goods
- 2.21 Housing Act Assistance
- 2.22 HUD community Development Block Grant
- 2.23 Individual Development Accounts (IDA)
- 2.24 Insurance Settlements
- 2.25 JTPA and Job Corps
- 2.26 Life Estate
- 2.27 Life Insurance
- 2.28 Life Lease (Tenancy)
- 2.29 Loans
- 2.30 Lump Sum Payments
- 2.31 Native American Payments
- 2.32 Nazi Persecution Payments
- 2.33 Nutrition and Food Assistance
- 2.34 Pension Plans (Individual and Employee)
- 2.35 Promissory Notes and Mortgages
- 2.36 Property used for home consumption
- 2.37 Property used to produce income
- 2.38 Radiation Exposure Compensation Act
- 2.39 Real Property
- 2.40 Relocation assistance
- 2.41 Reparation Payments
- 2.42 Replacement of an excluded asset
- 2.43 Reverse Mortgage
- 2.44 Ricky Ray Hemophilia Relief Fund Act
- 2.45 Savings Bonds
- 2.46 Savings Exclusion
- 2.47 Self-Support Plans for Blind or Disabled Individuals
- 2.48 Stepparent Assets
- 2.49 Stocks, Bonds and Mutual Fund Shares
- 2.50 Supplemental assistance
- 2.51 Susan Walker Settlement
- 2.52 Trusts
- 2.53 Vehicles
- 2.54 Veterans Payments for Vietnam Veterans’ natural children
- 2.55 Volunteer Service Programs
- Part 17 Income [Show/Hide]
(Microsoft Word* or Adobe PDF*)
--Last Revision January 2011
- Section 1 Determination of Monthly Gross Income
- Section 2 Garnishment of Income
- Section 3 Types of Income
- 3.1 Attributed Income
- 3.2 Contract Income
- 3.3 Earned Income
- 3.4 Fluctuating Income
- 3.5 Lump Sum Income
- 3.6 Regular Income
- 3.7 Seasonal Income
- 3.8 Self-Employment
Income
- 3.8.1 Corporations
- 3.8.2 Sole Proprietorship
- 3.8.3 Partnership
- 3.9 Unearned Income
- Section 4 Treatment of Income
- 4.1 Adoption Assistance
- 4.2 Agent Orange Settlements
- 4.3 ASPIRE Payments
- 4.4 Burial Funds
- 4.5 Cafeteria Plans
- 4.6 Child Support
- 4.7 Children Eligible for SSI - Related Coverage
- 4.8 Children not Included in the Assistance Unit
- 4.9 Combat Pay
- 4.10 Commercial Transportation Tickets
- 4.11 Compensated Work Therapy Program
- 4.12 Cost
of Living Adjustment (COLA)
- 4.12.1 Cost of Living Adjustments taking effect January, February 4.12.2 Social Security and Rail Road Retirement VA Cost of Living Adjustments (COLA)
- 4.13 Disability Insurance Payments
- 4.14 Disabled Widowers Benefits
- 4.15 Disaster Relief
- 4.16 Disaster Unemployment Assistance
- 4.17 Earned Income Exclusions for Blind or Disabled
- 4.18 Earned Income Tax Credit (EITC)
- 4.19 Emergency Assistance
- 4.20 Emergency Conservation Services Program
- 4.21 Experimental Housing Allowance Program
- 4.22 FmHA Utility Reimbursement
- 4.23 Food produced for personal consumption by members of the household
- 4.24 Food Supplement Program
- 4.25 Foster Care Payments
- 4.26 General Assistance
- 4.27 Goods and services
- 4.28 Governor Baxter School Compensation
- 4.29 Grants, Loans Scholarships
- 4.30 Home Based Care Funds
- 4.31 Home Energy Assistance Program (HEAP)
- 4.32 Housing
- 4.33 HUD Utility Reimbursement
- 4.34 Individual Development Accounts
- 4.35 Income of those who could be in the household except they are in a medical facility
- 4.36 Income tax refunds
- 4.37 Irregular or Infrequent Income
- 4.38 Job Related Expenses
- 4.39 JTPA/Job Corp Payments
- 4.40 Loans
- 4.41 Lump Sum Income
- 4.42 Native American payments
- 4.43 Nazi Persecution Payments
- 4.44 Nutrition and Food Assistance
- 4.45 Payments to replace income
- 4.46 Radiation Exposure Compensation
- 4.47 Rent rebates
- 4.48 Repayment of a loan
- 4.49 Ricky Ray Hemophilia Fund
- 4.50 Savings bonds
- 4.51 Self Support Plans
- 4.52 Selling, replacing or exchanging an asset
- 4.53 Senior Community Service Employment Program (SCSEP)
- 4.54 SSI Payments
- 4.55 Student Income
- 4.56 Susan Walker Settlement
- 4.57 TANF
- 4.58 VA Benefits for Vietnam veterans’ children with spina bifida
- 4.59 VA benefits have special treatment.
- 4.60 Vendor Payments
- 4.61 Volunteer Service Programs
- 4.62 Combat Pay
- Appendices [Show/Hide]
(Microsoft Word* or Adobe PDF*)
--Last Revision June 2012
- Medicare and the Buy-In Process
- Calculations for Substantial Gainful Activities (SGA) and Impairment Related- Work Expenses (IRWE)
- Pickle Amendment
- Other Coverable Groups Still in Federal Law
- Life Estate and Remainder Interest Tables
- Consent Decision Form
- List of Supplies and Equipment Provided to Recipients in a Nursing Facility
- Transfers Taking Place Prior to 1/1/94 and Trusts Set Up Prior to 8/11/93
- Preparations for the Administrative Hearings Process
- Computation of the Standard Utility Allowance
- Charts [ Show/Hide]
(Microsoft Word* or Adobe PDF*)
--Last Revision June 2012
- Chart 1 Items Included in the Basic Cost Chart
- Chart 2 Dependent Allocations Using AFDC-Related Income Limits
- Chart 3 SSI - Related Standards, Allocations,
and Disregards
- 3.1 Disregards
- 3.2 Maximum Allocations
- 3.3 Maximum Income-in-Kind
- 3.4 Maximum Countable Income
- 3.5 Ineligible Spouse Standard
- 3.6 SSI and State Supplement Maximum Income and Payment Amounts
- 3.7 Annual QI2 Benefit - Removed
- 3.8 Awaiting Placement for Residential Care (APRC)/Days Awaiting Placement
- 3.9 Income Limit for Adult Family Care Homes
- 3.10 Premiums for HIV Benefit - 7/01/07
- 3.11 Spousal Living Allowance for SSI recipients
- 3.12 Premiums for MaineCare Katie Beckett Coverage Group
- Chart 4 Nursing Care Limits
- Categorically Needy Nursing Care Status Income Limits
- Maximum Waiver Allowances
- Nursing Care Private Rate
- Spousal Impoverishment
- Chart 5 Protected Income Level (PIL)
- Chart 6 Federal Poverty Levels (FPL)
- Chart 7 Fee Schedule for QDWI
- Chart 8 Cub Care
Chapter 333 - Low Cost Drugs for the Elderly and Disabled (DEL) [ Show/Hide] (Microsoft Word* or Adobe PDF*)
- Section 1 Covered Indiviudals
- 1.1 DEL and Medicare Part D
- Section 2 Application Process
- 2.1 Assets
- 2.2 Income
- Section 3 Continued Eligibility
- Section 4 Notice of Eligibility
- Section 5 Administrative Hearings
- Section 6 Grandfathered Group
Chapter 334 - Maine Rx Plus [Show/Hide] (Microsoft Word* or Adobe PDF*)
- Section 1 Covered Indiviudals
- Section 2 Application Process
- 2.1 Assets
- 2.2 Income
- Section 3 Continued Eligibility
- Section 4 Notice of Eligibility
- Section 5 Administrative Hearings
Chapter 335 - Health Insurance Purchase Option (HIPO) [ Show/Hide] (Microsoft Word* or Adobe PDF*) --Last Revision September 2010
- Section 1 Eligibility Criteria
- Section 2 Eligibility Period
- Section 3 Notice of HIPO
- Section 4 Application for Participation
- Section 5 Premium Payment
- Section 6 Notice of Termination & Right to a Hearing
Chapter 336 – Transfer of Asset Penalty for State-Funded Assistance in Residential Care [ Show/Hide] (Microsoft Word* or Adobe PDF*)
- Section 1 Definition of the look back period
- Section 2 Definition of Individual
- Section 3 Definition of Assets Subject to Transfer
- Section 4 Exempt Transfers
- Section 5 Fair Market Value
- Section 6 Disproving the Presumed Transfer
- Section 7 Establishing Date and Value of Transfer
- Section 8 Establishing a Penalty
- Section 9 Hardship Waivers