Services and Information:
Preventing Freeze Up Losses
So far this winter we have been blessed with relatively
Keep in mind, however, it is that time of year when dreaded
frozen pipes and the water damage that usually follows can
The following tips can help reduce the likelihood of costly
and disruptive winter-related claims at both work and home:
• Inspect the heating system(s) to ensure proper
• Routinely inspect buildings in which the thermostats
have been set low or to a minimum.
• Check that windows are closed and drafts are stopped.
• In the case of a power outage or heating system
failure, allow faucets to drip to ward off freezing.
• Check weather stripping around exterior doors
to prevent heat loss.
• Have an emergency plan in place before harsh weather
• Have the name and phone number of a water extraction
company readily available should a pipe burst inside a
• If a loss occurs, call Risk Management immediately
Despite best efforts to prevent pipes from freezing, losses
occur. When they do, prompt reaction time can be vital in
• Immediately shut off the water supply and clean
up the water in the building.
• Do not vacuum up water unless you have a wet/dry
• Take all reasonable measures to protect the property
from further damages.
• Move items in danger of getting wet to a safe
• Retain receipts for any equipment you may have
• Keep in mind that dampness leads to mold and mildew
and generally losses due to fungus are not covered.
• Report the claim promptly, again our toll free
number is 1-800-525-1252.
With some forethought and planning, freeze-related losses
can be minimized and often avoided.
Though we cannot control the weather, we can prepare for
Water damage from freeze up losses can be a big headache