"An Ounce of Prevention is Worth a Pound of Cure"
This saying is all too true when you consider insurance claims. Insurance is nice to have and can smooth out the financial ups and downs of losses. However, there are almost always costs associated with any loss that is not covered. For example, the time it takes to figure out the loss and submit the claim is not ususally covered. This can be time consuming especially for larger losses. Coordinating contractors and getting estimates can also be a significant uninsured expense. And, of course, there is always the deductible.
Suggestion: Conduct a Housekeeping Tour of your Building or Facility.
Look at the stuff around you that you don't use or really need and consider getting rid of it. The following are just a few things you can look for.
Boxes full of paper files or any accumilation of papers can be a fire hazard. Recycle them or send them to Archives and reduce your risk of fire. Also check your supply closets. Do you still have ribbons for desktop calculators that were thrown out long ago? The ink in many of those ribbons is flammable. Get rid of them if you don't need them.
Did you find bottles of fluids around that are unmarked? Aside from them probably being illegal to have in the workplace, they can be a hazard to your employees and your building. Get rid of unmarked bottles and cans containing questionable liquids.
Check your electrical and electronic devices. Are all the electrical wires in good condition? Throw out or replace any that are cracked, broken or frayed before someone gets hurt or a fire breaks out.
We hope that you will take a few minutes to check your building and workspaces and make sure they are safe.